774 Comstock Dr, Fruita, CO 81521 Property Records

Mesa County property record for 774 Comstock Dr, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,780 sqft · built 2003
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$486,000 (Apr 2026)
Tax Bill$2,278 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Jan 2022 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN2697-074-15-002

Property Details

APN / Parcel Number

Primary APN2697-074-15-002
Alternative APN
  • R007552

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,780 sqft Living Area
Gross Area2,478 sqft
1st Floor Area1,780 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area698 sqft
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR007552
Street Address774 COMSTOCK DR
CityFRUITA
StateCO
Zip81521-2497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 COMSTOCK ESTATES FILING NO SEVEN SEC 7 1N 2W - 0.18AC
Legal Range002
Legal Township01N
Legal Section07
Legal SubdivisionCOMSTOCK ESTATES FILING NO SEVEN
Legal Block15
Legal Lot Number2
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1021
Census Tract1503

Owner

Source: Mesa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address774 COMSTOCK DR, FRUITA, CO 81521-2497
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Line of Credit
ALPINE BANK
Jan 14, 2022Deed of Trust, Mortgage · Line of Credit
ALPINE BANK
Nov 7, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Apr 21, 2026Special Warranty Deed, Construction Loan · Construction Mortgage
HARRIS
Jul 9, 2019Deed of Trust, Mortgage · Commercial Mortgage
ALPINE BANK
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALPINE BANK
Sep 18, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleSep 18, 2017 · Amount on Record
Deed Document Number20263156533
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address774 COMSTOCK DR, FRUITA, CO 81521-2497
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002976832
DateApr 16, 2021
Instrument2976832
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address774 COMSTOCK DR, FRUITA, CO 81521-2497
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003016112
DateJan 14, 2022
Instrument3016112
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address774 COMSTOCK DR, FRUITA, CO 81521-2497
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 COMSTOCK DR, FRUITA, CO 81521-2497

Mortgage

Document Number0003048820
DateNov 7, 2022
Instrument3048820
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateApr 21, 2026
Property Address774 COMSTOCK DR, FRUITA, CO 81521-2497
Document Number0003156533
Instrument DateApr 17, 2026
Instrument20263156533
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2026
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,908.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address774 COMSTOCK DR, FRUITA, CO 81521-2497

Mortgage

Document Number0003156533,
DateApr 21, 2026
Instrument20263156533
Lender
NameHARRIS
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 1, 2027
Interest
Rate TypeAdjustable Rate
Rate5.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address774 COMSTOCK DR, FRUITA, CO 81521-2497
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002886447
DateJul 9, 2019
Instrument2886447
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJul 25, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address774 COMSTOCK DR, FRUITA, CO 81521-2497
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002923535
DateMay 8, 2020
Instrument2923535
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateSep 18, 2017
Property Address774 COMSTOCK DR, FRUITA, CO 81521-2497
Document Number0002814517
Instrument DateSep 15, 2017
Instrument2814517
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address774 COMSTOCK DR, FRUITA, CO 81521-2497

Mortgage

Document Number0002814518
DateSep 18, 2017
Instrument2814518
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,278.00 (+9.89%)$27,350 (+8.19%) Land $6,690 Building $20,660$437,570 (+15.97%) Land $107,000 Building $330,570
2024$2,073.00 (+0.53%)$25,280 (-) Land $5,730 Building $19,550
2023$2,062.00 (+11.82%)$25,280 (+13.67%) Land $5,730 Building $19,550$377,320 (+17.89%) Land $85,530 Building $291,790
2022$1,844.00$22,240 Land $4,170 Building $18,070
2021$320,060 Land $60,000 Building $260,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

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