St. Louis County property record for 7731 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 1960 |
| Lot Size | 0.424 acres (18,494 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,088 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00420 |
| Primary APN | 370-0040-00420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Gross Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Rustic |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 18,494 sqft (0.424 acres) |
| Deck Area | 308 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1180573 |
|---|---|
| Street Address | 7731 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 42 & 43 INC PART OF VACATED ALLEYADJ SERIAL # |
| Legal Subdivision | MCCARTHYS BEACH |
| Legal Lot Number | 42-43 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
7731 McCarthy Beach Rd, a residential property, is owned by an individual who acquired it in March 2006.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 17969, ANAHEIM, CA 92817-7969 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2006 |
| Deed Sale | Mar 28, 2006 |
| Deed Document Number | 20061013559 |
| Prior Transfer Date | Sep 1, 2005 |
| Prior Transfer Doc | 0001013562 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 7731 McCarthy Beach Rd was $3,088, up 8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,088.00 (+7.97%) | ||
| 2025 | $2,860.00 (+8.75%) | $387,700 (+27.16%) Land $221,200 Building $166,500 | $387,700 (+27.16%) Land $221,200 Building $166,500 |
| 2024 | $2,630.00 | $304,900 Land $191,300 Building $113,600 | $304,900 Land $191,300 Building $113,600 |
| 2022 | $222,300 Land $141,100 Building $81,200 | $222,300 Land $141,100 Building $81,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7731 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7731 McCarthy Beach Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
5G (outdoors only) and 4G LTE
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