7715 McCarthy Beach Rd, Side Lake, MN 55781 Property Records

St. Louis County property record for 7715 McCarthy Beach Rd, Side Lake, MN 55781

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 748 sqft · built 1960
Lot Size	0.424 acres (18,496 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2011)
Tax Bill	$2,796 (2026)
Flood Zone	Zone X (minimal risk)
APN	`370-0040-00480`

Property Details

APN / Parcel Number

Primary APN	`370-0040-00480`
Alternative APN	`963228`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	748 sqft Gross Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,496 sqft (0.424 acres)

Exterior Amenities

Deck Area	144 sqft
Storage Building	64 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	963228
Street Address	7715 MCCARTHY BEACH RD
City	SIDE LAKE
State	MN
Zip	55781
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOTS 48 AND 49 INC PART OF VACATED ALLEYADJ SERIAL #
Legal Subdivision	MCCARTHYS BEACH
Legal Lot Number	48-49
Jurisdiction	ST LOUIS MN
Township / Civil Division	FRENCH
Census Block Group	4
Census Block	4018
Census Tract	15100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	688 FOX CHASE RD SW, ROCHESTER, MN 55902-8601
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2011 · Amount on Record
Deed Sale	Aug 5, 2011 · Amount on Record
Deed Document Number	201166894
Prior Transfer Date	Sep 20, 2002
Prior Transfer Doc	0000873878
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	French Township
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,796.00 (+6.39%)
2025	$2,628.00 (+8.51%)	$343,400 (+25.33%) Land $221,200 Building $122,200	$343,400 (+25.33%) Land $221,200 Building $122,200
2024	$2,422.00	$274,000 (+36.79%) Land $191,400 Building $82,600	$274,000 (+36.79%) Land $191,400 Building $82,600
2022		$200,300 Land $141,200 Building $59,100	$200,300 Land $141,200 Building $59,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Northern Wireless Media Fixed Wireless	100 / 40