7705 McCarthy Beach Rd, Side Lake, MN 55781 Property Records

St. Louis County property record for 7705 McCarthy Beach Rd, Side Lake, MN 55781

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 864 sqft
Lot Size0.637 acres (27,766 sqft)
OwnerIndividual Name on Record
Tax Bill$2,914 (2026)
Flood ZoneZone X (minimal risk)
APN370-0040-00500

Property Details

APN / Parcel Number

Primary APN370-0040-00500
Alternative APN
  • 1002259

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area864 sqft Gross Area
1st Floor Area864 sqft

Exterior

Architectural StyleRustic
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area27,766 sqft (0.637 acres)
Garage Area480 sqft

Exterior Amenities

PorchSlab
Porch Area144 sqft
Cabin420 sqft
Storage Building100 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelOil

Location & Zoning

Account Number1002259
Street Address7705 MCCARTHY BEACH RD
CitySIDE LAKE
StateMN
Zip55781
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOTS 50 51 AND 52 INC PART OF VACATEDALLEY ADJ SERIAL #
Legal SubdivisionMCCARTHYS BEACH
Legal Lot Number50-51
JurisdictionST LOUIS MN
Township / Civil DivisionFRENCH
Census Block Group4
Census Block4018
Census Tract15100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2515 4TH AVE E, HIBBING, MN 55746-2248
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFrench Township
Unified School DistrictHibbing Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,914.00 (+5.35%)
2025$2,766.00 (+8.81%)$338,800 (+14.89%) Land $265,000 Building $73,800$338,800 (+14.89%) Land $265,000 Building $73,800
2024$2,542.00$294,900 (+36.72%) Land $235,200 Building $59,700$294,900 (+36.72%) Land $235,200 Building $59,700
2022$215,700 Land $173,000 Building $42,700$215,700 Land $173,000 Building $42,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
Northern Wireless Media
Fixed Wireless
100 / 40

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