St. Louis County property record for 7703 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,452 sqft · built 1970 |
| Lot Size | 0.438 acres (19,107 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Sep 2014) |
| Tax Bill | $4,408 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00530 |
| Primary APN | 370-0040-00530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,452 sqft Gross Area |
| 1st Floor Area | 100 sqft |
| Basement Area | 1,375 sqft |
| Finished Basement | 1,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,107 sqft (0.438 acres) |
| Garage Type | Mixed |
| Garage Area | 832 sqft |
| Porch | Patio |
|---|---|
| Deck Area | 336 sqft |
| Cabin | 168 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Wood |
| Account Number | 1042155 |
|---|---|
| Street Address | 7703 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781-8452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT 53 EX THAT PART OF LOT 53 LYING NLY OF ALINE 25 FT SLY OF AND PARALLEL TO THE N LINEOF SAID LOT 53 INCLUDING THE WLY 1/2 |
| Legal Subdivision | MCCARTHYS BEACH |
| Legal Lot Number | 53,54A |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
7703 McCarthy Beach Rd is owned and occupied by two individuals who acquired it in September 2024.
Source: St. Louis County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1430 W 32ND ST, MINNEAPOLIS, MN 55408-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2014 · Amount on File |
| Deed Sale | Sep 18, 2014 · Amount on File |
| Prior Sale | Nov 29, 2011 |
| Deed Document Number | 20141245906 |
| Last Transfer Date | Sep 3, 2024 |
| Transfer Doc | 0001495318 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 7703 McCarthy Beach Rd was $4,408 with a homeowner's exemption, up 14.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,408.00 (+14.14%) Homeowner's exemption | ||
| 2025 | $3,862.00 (+4.43%) Homeowner's exemption | $560,700 (+22.64%) Land $207,100 Building $353,600 | $560,700 (+22.64%) Land $207,100 Building $353,600 |
| 2024 | $3,698.00 | $457,200 Land $177,300 Building $279,900 | $457,200 Land $177,300 Building $279,900 |
| 2022 | $328,100 Land $130,900 Building $197,200 | $328,100 Land $130,900 Building $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7703 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7703 McCarthy Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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