7621 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 7621 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,870 sqft · built 2004
Lot Size	0.176 acres (7,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Aug 2020)
Tax Bill	$6,366 (2026)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602460-0-190`

Property Details

APN / Parcel Number

Primary APN	`602460-0-190`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,870 sqft Living Area
Gross Area	3,380 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,651 sqft (0.176 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7621 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 24 PLAT PLUMB RIDGE LOT 19 EASE OF REC OUT OF 401531-331-1, 331-2, 331-3, 331-4 & 339-2 SEG 2005-0134 6/30/04MD
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	PLUMB RIDGE
Legal Lot Number	19
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4000
Census Tract	73128

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7621 198TH ST E, SPANAWAY, WA 98387-3072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2020	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
May 24, 2017	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Dec 10, 2014 · Amount on Record
Deed Document Number	202070832
Prior Transfer Date	Jun 23, 2005
Prior Transfer Doc	0000000985
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7621 198TH ST E, SPANAWAY, WA 98387-3072
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005240458
Date	May 24, 2021
Instrument	202105240458

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Dec 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 7, 2020
Property Address	7621 198TH ST E, SPANAWAY, WA 98387-3072
Document Number	0008070832
Map Reference	DOC200406165001
Instrument Date	Aug 4, 2020
Instrument	202008070832
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7621 198TH ST E, SPANAWAY, WA 98387-3072
Investor	Possibly a Property Investor

Mortgage

Document Number	0008070833
Date	Aug 7, 2020
Instrument	202008070833

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7621 198TH ST E, SPANAWAY, WA 98387-3072
Document Number	1706010102
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7621 198TH ST E SPANAWAY WA 983873072, SPANAWAY, WA 98387-3072

Mortgage

Document Number	1706010102
Date	Jun 1, 2017
Instrument	201706010102

Lender

Name	GO DIRECT LENDERS
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,366.00 (+2.76%)	$526,700 (+1.33%) Land $158,400 Building $368,300	$526,700 (+1.33%) Land $158,400 Building $368,300
2025	$6,195.00 (+0.65%)
2024	$6,155.00 (+3.62%)	$519,800 (+1.25%) Land $156,100 Building $363,700	$519,800 (+1.25%) Land $156,100 Building $363,700
2023	$5,940.00	$513,400 Land $143,900 Building $369,500	$513,400 Land $143,900 Building $369,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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