Hamilton County property record for 7709 Cecelia Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,056 sqft · built 1960 |
| Lot Size | 0.884 acres (38,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Sep 2017) |
| Tax Bill | $575 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129K B 005 |
| Primary APN | 129K B 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,520 sqft (0.884 acres) |
| Lot Dimensions | 321 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000056299 |
|---|---|
| Street Address | 7709 CECELIA DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 20 LAKE VISTA REV UNIT NO 4 PB20 PG92 |
| Legal Subdivision | LAKE VISTA UNIT NO 4 |
| Legal Lot Number | 20 |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11402 |
7709 Cecelia Dr is owned and occupied by an individual who bought it in September 2017.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7709 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2019 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MTG |
| Sep 1, 2017 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Apr 10, 2017 | Grant Deed, Transfer TITLE 365 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on File |
| Deed Sale | Sep 1, 2017 · Amount on File |
| Prior Sale | Apr 10, 2017 · Amount on File |
| Deed Document Number | 2017090100172 |
| Deed Book / Page | 11144 / 659 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7709 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Document Number | 1212000206 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 7709 CECELIA DR CHATTANOOGA TN 374162741, CHATTANOOGA, TN 37416-2741 |
| Document Number | 1212000206 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 011847/000216 |
| Instrument | 191212000206 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 1, 2017 |
| Property Address | 7709 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Document Number | 0000000172 |
| Book / Page | 11144 / 659 |
| Map Reference | MB20 PG92 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017090100172 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7709 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Document Number | 0000000173 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 2017090100173 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 10, 2017 |
| Property Address | 7709 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Document Number | 0000000276 |
| Book / Page | 011020 / 000901 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 276 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | TITLE 365 |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9059 SUNRIDGE DR OOLTEWAH TN 373635779, OOLTEWAH, TN 37363-5779 |
The 2025 property tax bill for 7709 Cecelia Dr was $575, down 12.5% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $575.00 (-12.48%) | $37,950 (+29.19%) | $151,800 (+29.19%) Land $60,000 Building $91,800 |
| 2024 | $657.00 | $29,375 (-) | $117,500 (-) Land $30,000 Building $87,500 |
| 2023 | $657.00 | $29,375 (-) | $117,500 (-) Land $30,000 Building $87,500 |
| 2022 | $657.00 | $29,375 | $117,500 Land $30,000 Building $87,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7709 Cecelia Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2011–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7709 Cecelia Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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