Hamilton County property record for 7703 Cecelia Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.392 acres (17,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Oct 2021) |
| Tax Bill | $801 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129K B 007 |
| Primary APN | 129K B 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,100 sqft (0.392 acres) |
| Lot Dimensions | 228 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000056301 |
|---|---|
| Street Address | 7703 CECELIA DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 18 LAKE VISTA REV UNIT NO 4 PB20 PG92 |
| Legal Subdivision | LAKE VISTA UNIT NO 4 |
| Legal Lot Number | 18 |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11402 |
7703 Cecelia Dr is owned and occupied by an individual who bought it in October 2021.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7703 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| Oct 13, 2021 | Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Jul 27, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on File |
| Deed Sale | Oct 13, 2021 · Amount on File |
| Prior Sale | Jul 27, 2020 · Amount on File |
| Deed Document Number | 2021101300157 |
| Deed Book / Page | 12690 / 35 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7703 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000062 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 11226/187 |
| Instrument | 2017121300062 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 13, 2021 |
| Property Address | 7703 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Document Number | 0000000157 |
| Book / Page | 12690 / 35 |
| Map Reference | MB 20 PG 92 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021101300157 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7703 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Document Number | 0001269038 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 12690/38 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 27, 2020 |
| Property Address | 7703 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Document Number | 0727000314 |
| Book / Page | 012089 / 000886 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 200727000314 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7703 CECELIA DR CHATTANOOGA TN 374162741, CHATTANOOGA, TN 37416-2741 |
| Document Number | 727000315 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 012089/000889 |
| Instrument | 200727000315 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 16, 2019 |
| Property Address | 7703 CECELIA DR, CHATTANOOGA, TN 37416-2741 |
| Document Number | 1016000157 |
| Book / Page | 011790 / 000537 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 191016000157 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7703 CECELIA DR CHATTANOOGA TN 374162741, CHATTANOOGA, TN 37416-2741 |
| Document Number | 1016000158 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 011790/000539 |
| Instrument | 191016000158 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2049 |
The 2025 property tax bill for 7703 Cecelia Dr was $801, up 10.8% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $801.00 (+10.79%) | $52,900 (+63.52%) | $211,600 (+63.52%) Land $60,000 Building $151,600 |
| 2024 | $723.00 | $32,350 (-) | $129,400 (-) Land $30,000 Building $99,400 |
| 2023 | $723.00 | $32,350 (-) | $129,400 (-) Land $30,000 Building $99,400 |
| 2022 | $723.00 | $32,350 | $129,400 Land $30,000 Building $99,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7703 Cecelia Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2011–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7703 Cecelia Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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