7701 Cecelia Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 7701 Cecelia Dr, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,056 sqft · built 1960
Lot Size0.316 acres (13,792 sqft)
Owner2 Company Names on Record
Tax Bill$624 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN129K B 008

Property Details

APN / Parcel Number

Primary APN129K B 008
Alternative APN
  • 0000056302

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,792 sqft (0.316 acres)
Lot Dimensions183 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000056302
Street Address7701 CECELIA DR
CityCHATTANOOGA
StateTN
Zip37416-2741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 17 LAKE VISTA REV UNIT NO 4 PB20 PG92
Legal SubdivisionLAKE VISTA UNIT NO 4
Legal Lot Number17
Legal Unit4
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group2
Census Block2017
Census Tract11402

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address2030 HAVEN CREST DR, CHATTANOOGA, TN 37421-2806
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Quit Claim Deed, Transfer
SOUTHERN HERITAGE BANK
Jul 9, 2021Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Dec 30, 2019Loan Modification, Mortgage · Conventional Mortgage
MILLENNIUM BK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJul 9, 2021
Deed SaleJul 9, 2021
Prior SaleJul 9, 2021
Deed Document Number2021070900230
Deed Book / Page12560 / 842
Record UpdatedJun 8, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJul 9, 2021
Property Address7701 CECELIA DR, CHATTANOOGA, TN 37416-2741
Document Number0000000230
Book / Page12560 / 842
Map ReferenceMB 77 PG 78
Instrument DateJul 1, 2021
Instrument2021070900230
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2030 HAVEN CREST DR, CHATTANOOGA, TN 37421-2806

Mortgage

Document Number0012560845
DateJul 9, 2021
Instrument12560/845
Lender
NameSOUTHERN HERITAGE BANK
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueJul 5, 2031

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 9, 2021
Property Address7701 CECELIA DR, CHATTANOOGA, TN 37416-2741
Document Number0000000227
Book / Page12560 / 834
Map ReferenceMB 20 PG 92
Instrument DateJun 23, 2021
Instrument2021070900227
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address7701 CECELIA DR, CHATTANOOGA, TN 37416-2741
Document Number0102000053
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2030 HAVEN CREST DR CHATTANOOGA TN 374212806, CHATTANOOGA, TN 37421-2806

Mortgage

Document Number0102000053
DateJan 2, 2020
Book Page011866/000724
Instrument200102000053
Lender
NameMILLENNIUM BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 1, 2025

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$624.00 (-5.6%)$41,225 (+39.39%)$164,900 (+39.39%) Land $60,000 Building $104,900
2024$661.00$29,575 (-)$118,300 (-) Land $30,000 Building $88,300
2023$661.00$29,575 (-)$118,300 (-) Land $30,000 Building $88,300
2022$661.00$29,575$118,300 Land $30,000 Building $88,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2011–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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