Hamilton County property record for 7633 Cecelia Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,524 sqft · built 1960 |
| Lot Size | 0.277 acres (12,096 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jan 2018) |
| Tax Bill | $771 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129K B 009 |
| Primary APN | 129K B 009 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,096 sqft (0.277 acres) |
| Lot Dimensions | 156 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000056303 |
|---|---|
| Street Address | 7633 CECELIA DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 16 LAKE VISTA REV UNIT NO 4 PB20 PG92 3207 02A 09 |
| Legal Subdivision | LAKE VISTA UNIT NO 4 |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11402 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7633 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY MORTGAGE INC |
| Jan 3, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTMENT GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Prior Sale | May 22, 2012 · Amount on Record |
| Deed Document Number | 201880 |
| Deed Book / Page | 11240 / 963 |
| Prior Transfer Date | Feb 18, 2003 |
| Prior Transfer Doc | 6550713 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7633 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000172 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 12672/561 |
| Instrument | 2021093000172 |
| Name | FIDELITY MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | PALM BEACH GARDENS, FL 33410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 3, 2018 |
| Property Address | 7633 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Document Number | 0000000080 |
| Book / Page | 11240 / 963 |
| Map Reference | MB20 PG92 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2018010300080 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7633 CECELIA DR, CHATTANOOGA, TN 37416-3216 |
| Document Number | 0000000082 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 2018010300082 |
| Name | MORTGAGE INVESTMENT GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Number | 0000000083 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 11240/983 |
| Instrument | 2018010300083 |
| Name | TENNESSEE HOUSING DEVELOPMENT AGENCY |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37243 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 (-11.58%) | $50,900 (+30.51%) | $203,600 (+30.51%) Land $60,000 Building $143,600 |
| 2024 | $872.00 | $39,000 (-) | $156,000 (-) Land $30,000 Building $126,000 |
| 2023 | $872.00 | $39,000 (-) | $156,000 (-) Land $30,000 Building $126,000 |
| 2022 | $872.00 | $39,000 | $156,000 Land $30,000 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2011–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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