Monroe County property record for 7704 State Rte 156, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,696 sqft · built 1959 |
| Lot Size | 130 acres (5,695,470 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,105 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-300-001-000 |
| Primary APN | 12-05-300-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 1,696 sqft |
| Unfinished Basement | 1,696 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,695,470 sqft (130 acres) |
| Garage Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7704 STATE ROUTE 156 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | TAX LOTS 7 & 8 & PART TAX LOTS 3A & 4 |
| Legal Range | 08W |
| Legal Township | 03S |
| Legal Section | 05 |
| Legal Lot Number | 3A,4,7 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 600502 |
7704 State Rte 156, a single family home, is owned by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5978 L RD, WATERLOO, IL 62298-5028 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 7704 STATE ROUTE 156, WATERLOO, IL 62298-2534 |
| Document Number | 0000442107 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 2026442107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5978 L RD, WATERLOO, IL 62298-5028 |
| Document Number | 0000442107, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026442107 |
| Name | FARM CREDIT IL PCA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Feb 1, 2027 |
| Rate | 6.16% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 7704 State Rte 156 was $8,105, up 3.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,105.00 (+3.35%) | $135,386 Land $56,666 Building $78,720 | $406,158 (+1.84%) Land $169,998 Building $236,160 |
| 2024 | $7,842.00 | $398,808 Land $153,774 Building $245,034 | |
| 2022 | $110,820 Land $40,160 Building $70,660 | $332,460 Land $120,480 Building $211,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7704 State Rte 156 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7704 State Rte 156 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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