Monroe County property record for 7734 State Rte 156, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,222 sqft · built 1964 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,857 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05-100-005-000 |
| Primary APN | 12-05-100-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Basement Area | 1,222 sqft |
| Unfinished Basement | 1,222 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 390 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7734 STATE ROUTE 156 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | TAX LOT 1D PART E/2 NW/4 0234791 |
| Legal Range | 08W |
| Legal Township | 03S |
| Legal Section | 05 |
| Legal Lot Number | 1D |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 600502 |
7734 State Rte 156 is owned and occupied by an individual who acquired it in October 2025.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7734 STATE ROUTE 156, WATERLOO, IL 62298-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Transfer on Death Deed, Transfer |
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 13, 2025 |
| Transfer Doc | 0000439633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 14, 2025 |
| Property Address | 7734 STATE ROUTE 156, WATERLOO, IL 62298-2534 |
| Document Number | 0000439633 |
| Map Reference | MB 97 PG 223 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 439633 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7734 STATE ROUTE 156, WATERLOO, IL 62298-2534 |
| Name | Verified Name |
|---|---|
| Address | 7734 STATE ROUTE 156, WATERLOO, IL 62298-2534 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7734 STATE ROUTE 156, WATERLOO, IL 62298-2534 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000432596 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 432596 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 15, 2034 |
The 2025 property tax bill for 7734 State Rte 156 was $3,857.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,857.00 Homeowner's exemption | $69,200 (-6.14%) Land $8,660 Building $60,540 | $207,600 (-6.14%) Land $25,980 Building $181,620 |
| 2024 | $3,857.00 Additional exemption filed | $73,727 Land $9,146 Building $64,581 | $221,181 Land $27,438 Building $193,743 |
| 2022 | Additional exemption filed | $64,430 Land $8,660 Building $55,770 | $193,290 Land $25,980 Building $167,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7734 State Rte 156 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7734 State Rte 156 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Frontier.
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