7447 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 7447 State Rte 156, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,292 sqft · built 1970
Lot Size7.39 acres (321,908 sqft)
OwnerIndividual Name on Record
Tax Bill$4,007 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-06-200-003-000

Property Details

APN / Parcel Number

Primary APN12-06-200-003-000
Alternative APN
  • 12060000000400 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area1,292 sqft
Basement Area1,292 sqft
Unfinished Basement1,292 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area321,908 sqft (7.39 acres)
Garage Area351 sqft
DrivewayConcrete Driveway
Driveway Area319 sqft

Exterior Amenities

PorchSlab
Porch Area282 sqft
Patio Area520 sqft
Shed1 Shed
Shed Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7447 STATE ROUTE 156
CityWATERLOO
StateIL
Zip62298-2529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionPART NE NW & PART NW NE
Legal Range08W
Legal Township03S
Legal Section06
JurisdictionMONROE IL
Township / Civil Division6
Census Block Group2
Census Block2021
Census Tract600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7447 STATE ROUTE 156, WATERLOO, IL 62298-2529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address7447 STATE ROUTE 156, WATERLOO, IL 62298-2529
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000426421
DateOct 6, 2022
Instrument426421
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,007.00 Homeowner's exemption$71,670 (+9.94%) Land $20,970 Building $50,700$215,010 (+9.94%) Land $62,910 Building $152,100
2024$4,007.00
2022Additional exemption filed$65,190 Land $20,970 Building $44,220$195,570 Land $62,910 Building $132,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

May also be available: Verizon, Wisper ISP.

Nearby Properties on State Rte 156

Nearby Streets

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