7752 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 7752 State Rte 156, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1965
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-05-100-008-000`

Property Details

APN / Parcel Number

Primary APN	`12-05-100-008-000`
Alternative APN	`12050000001800 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Area	384 sqft
Driveway	Concrete Driveway
Driveway Area	160 sqft
Porch	Slab
Porch Area	114 sqft
Patio Area	556 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7752 STATE ROUTE 156
City	WATERLOO
State	IL
Zip	62298-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	2G PART E/2 NW/4 0215714
Legal Range	08W
Legal Township	03S
Legal Section	05
Jurisdiction	MONROE IL
Township / Civil Division	6
Census Block Group	1
Census Block	1041
Census Tract	600502

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7752 STATE ROUTE 156, WATERLOO, IL 62298-2534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO
Mar 4, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7752 STATE ROUTE 156, WATERLOO, IL 62298-2534
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416574
Date	Apr 21, 2021
Instrument	416574

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7752 STATE ROUTE 156, WATERLOO, IL 62298-2534
Document Number	0000400796
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7752 STATE ROUTE 156 WATERLOO IL 622982534, WATERLOO, IL 62298-2534

Mortgage

Document Number	0000400796
Date	Apr 9, 2019
Instrument	400796

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 8, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.25%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	7752 STATE ROUTE 156, WATERLOO, IL 62298-2534
Document Number	0000400367
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7752 STATE ROUTE 156 WATERLOO IL 622982534, WATERLOO, IL 62298-2534

Mortgage

Document Number	0000400367
Date	Mar 14, 2019
Instrument	400367

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 13, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,658.00 (+0.91%) Homeowner's exemption	$65,920 (+12.34%) Land $6,720 Building $59,200	$197,760 (+12.34%) Land $20,160 Building $177,600
2024	$3,625.00
2022	Additional exemption filed	$58,680 Land $6,720 Building $51,960	$176,040 Land $20,160 Building $155,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Frontier.

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