7701 State Rd 78 W, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 7701 State Rd 78 W, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,456 sqft · built 1986
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Apr 2022)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1-08-38-35-0A00-00008-A000`

Property Details

APN / Parcel Number

Primary APN	`1-08-38-35-0A00-00008-A000`

Interior

Full Baths	2 Baths
Building Area	1,456 sqft Heated Area
Gross Area	2,525 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1986
Exterior Material	Wood
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Porch	Open Porch
Deck Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7701 STATE ROAD 78 W
City	OKEECHOBEE
State	FL
Zip	34974-9742
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEING A PARCEL OF LAND LYING IN A PORTION OF LOT 21, SECTION 7 AND 8, TOWNSHIP 38 SOUTH, RANGE 35 EAST, ALSO KNOWN AS EAGLE B
Legal Range	35E
Legal Township	38S
Legal Section	08
Legal Subdivision	KNOWN AS EAGLE BAY SUBDIVISION
Legal Lot Number	21
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1024
Census Tract	910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7701 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 2, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jan 2, 2020	Quit Claim Deed, Transfer LAKE OKEECHOBEE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	2022004645
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	7701 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7701 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742

Mortgage

Document Number	0000007036
Date	Jun 7, 2021
Instrument	2021007036

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 4, 2022
Property Address	7701 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Document Number	0000004645
Map Reference	MB 1 PG 31
Instrument Date	Mar 18, 2022
Instrument	2022004645
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7701 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7701 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742

Mortgage

Document Number	0000004646
Date	Apr 4, 2022
Instrument	2022004646

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 2, 2020
Property Address	7701 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Document Number	0000000011
Map Reference	MB 1 PG 31
Instrument Date	Dec 30, 2019
Instrument	2020000011
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	LAKE OKEECHOBEE TITLE, LAKE OKEECHOBEE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1411 SW 5TH AVE, OKEECHOBEE, FL 34974-5017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7661 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9741

Mortgage

Document Number	0000000012
Date	Jan 2, 2020
Instrument	2020000012

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 2, 2020
Property Address	7701 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Document Number	0000000010
Instrument Date	Dec 30, 2019
Instrument	10
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	LAKE OKEECHOBEE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 SW 5TH AVE OKEECHOBEE FL 349745017, OKEECHOBEE, FL 34974-5017

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 (-4.19%)	$173,372 (+0.56%) Land $58,826 Building $114,546	$328,546 (-4.35%)
2023	$2,481.00 (-0.2%) Homeowner's exemption	$172,403 (-4.05%) Land $58,931 Building $113,472	$343,472 (+56.83%) Land $230,000 Building $113,472
2022	$2,486.00 Homeowner's exemption	$179,677	$219,004 Land $127,000 Building $92,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	19 (2003–2017)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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