7761 State Rd 78 W, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 7761 State Rd 78 W, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	1 ba · 924 sqft · built 1981
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2026)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`1-08-38-35-0A00-00012-0000`

Property Details

APN / Parcel Number

Primary APN	`1-08-38-35-0A00-00012-0000`
Alternative APN	`R10838350A00000120000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	924 sqft
Flooring	Plywood
Interior Walls	Unfinished

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Flat
Roof Material	Metal
Lot Area	80,150 sqft (1.84 acres)
Lot Dimensions	200 ft deep x 197 ft wide
Porch	Enclosed/Unfinished Porch
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7761 HIGHWAY 78 W
City	OKEECHOBEE
State	FL
Zip	34974
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEGINNING AT THE INTERSECTION OF THE SOUTH LINE OF LOT 21, EAGLE BAY SURVEY, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 1, PAGE 31, PUBLIC RECORDS OF OKEECHOBEE COUNTY, FLORIDA, WITH THE EAST BOUNDARY LINE OF EAGLE BAY SUB-DRAINAGE DISTRICT
Legal Range	35E
Legal Township	38S
Legal Section	08
Legal Subdivision	EAGLE BAY SUB
Legal Lot Number	21
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1020
Census Tract	910602

Owner

Source: Okeechobee County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7841 HIGHWAY 78 W, OKEECHOBEE, FL 34974
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Correction Deed LEE A LIGHTSEY ETUX
Jan 9, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 15, 2023	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
Jul 7, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Feb 15, 2023 · Amount on Record
Deed Document Number	2026280
Record Updated	Sep 20, 2026

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 26, 2026
Property Address	7761 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Document Number	0000000872
Map Reference	MB 1 PG 31
Instrument Date	Jan 9, 2026
Instrument	2026000872
Record Updated	Feb 11, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 38, MC KENNEY, VA 23872-0038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7841 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9700

Mortgage

Document Number	0000000873
Date	Jan 26, 2026
Instrument	2026000873

Lender

Name	LEE A LIGHTSEY ETUX
Type	Private Party

Agreement

Amount	Amount Recorded
Term	1 Months
Due	Feb 7, 2026

Interest

Rate	7%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 9, 2026
Property Address	7761 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Document Number	0000000280
Instrument Date	Jan 8, 2026
Instrument	2026000280
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 38, MC KENNEY, VA 23872-0038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7841 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9700

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 15, 2023
Property Address	7761 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Document Number	0000001881
Map Reference	MB 1 PG 31
Instrument Date	Feb 15, 2023
Instrument	2023001881
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 BRAVE HL, CASTALIAN SPRINGS, TN 37031-4517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38, MC KENNEY, VA 23872-0038

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 7, 2022
Property Address	7761 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9742
Document Number	0000009288
Instrument Date	Jul 1, 2022
Instrument	2022009288
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 STEVENS DR, 2115, WESTMORELAND, TN 37186-2339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 775, GALLATIN, TN 37066-0775

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 (+5.34%)	$165,086 (+5.18%) Land $84,862 Building $80,224	$165,086 (+5.18%) Land $84,862 Building $80,224
2023	$2,827.00 (+18.43%)	$156,951 (+9.11%) Land $78,065 Building $78,886	$156,951 (+9.11%) Land $78,065 Building $78,886
2022	$2,387.00	$143,846 Land $78,065 Building $65,781	$143,846 Land $78,065 Building $65,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	19 (2003–2017)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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