7655 State Rd 78 W, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 7655 State Rd 78 W, Okeechobee, FL 34974

Property Summary

Property Type	Pasture
Details	4 bd · 2 ba · 2,316 sqft · built 2020
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on File
Last Sale	$125,000 (Jun 2019)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1-08-38-35-0A00-00008-0000`

Property Details

APN / Parcel Number

Primary APN	`1-08-38-35-0A00-00008-0000`
Alternative APN	`R10838350A00000080000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	2,316 sqft Gross Area
1st Floor Area	2,316 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7655 HIGHWAY 78 W
City	OKEECHOBEE
State	FL
Zip	34974
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	A PARCEL OF LAND LYING IN A PORTION OF LOT 21, IN SECTION 8, TOWNSHIP 38 SOUTH, RANGE 35 EAST, ALSO KNOWN AS EAGLE BAY SURVEY, AS RECORDED IN PLAT BOOK 1, PAGE 31, PUBLIC RECORDS OF OKEECHOBEE COUNTY, FLORIDA, AND MORE PARTICULARLY DESCRIBED AS FOLLO
Legal Range	35E
Legal Township	38S
Legal Section	08
Legal Subdivision	EAGLE BAY
Legal Lot Number	21
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1024
Census Tract	910602

Owner

Source: Okeechobee County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7655 HIGHWAY 78 W, OKEECHOBEE, FL 34974
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Dec 12, 2018	Quit Claim Deed, Transfer OTHER
Aug 16, 2018	Tax Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	20195785
Deed Book / Page	825 / 1522
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0000003174
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	7655 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9741
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9741

Mortgage

Document Number	0000003941
Date	Mar 22, 2022
Instrument	2022003941

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 3, 2019
Property Address	7655 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9741
Document Number	0000005785
Book / Page	0825 / 1522
Map Reference	MB 1 PG 31
Instrument Date	Jun 1, 2019
Instrument	2019005785
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7890 SE 57TH DR, 7890, OKEECHOBEE, FL 34974-1743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9200 SE 61ST DR, OKEECHOBEE, FL 34974-1742

Mortgage

Document Number	0008251525
Date	Jun 3, 2019
Instrument	0825/1525

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	224 Months
Due	Feb 15, 2038

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 12, 2018
Property Address	7655 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9741
Document Number	0008170592
Book / Page	000817 / 000592
Instrument Date	Aug 30, 2018
Instrument	14542
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7890 SE 57TH DR OKEECHOBEE FL 349741743, OKEECHOBEE, FL 34974-1743

August 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 16, 2018
Property Address	7655 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9741
Document Number	0008120324
Book / Page	000812 / 000324
Instrument Date	Aug 16, 2018
Instrument	10393
Transaction Type	Foreclosure
Record Updated	Oct 3, 2018

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7890 SE 57TH DR OKEECHOBEE FL 349741743, OKEECHOBEE, FL 34974-1743

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 (+7.67%) Homeowner's exemption Widower's exemption	$180,922 (+5.99%)	$412,350 (-5.1%) Land $214,000 Building $198,350
2023	$2,387.00 (+4.51%) Homeowner's exemption Widower's exemption	$170,705 (+2.97%) Land $95,212 Building $75,493	$434,527 (+47.22%) Land $230,000 Building $204,527
2022	$2,284.00 Homeowner's exemption Widower's exemption	$165,780 Land $54,212 Building $111,568	$295,160 Land $127,000 Building $168,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	19 (2003–2017)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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