Okeechobee County property record for 7431 State Rd 78 W, Okeechobee, FL 34974
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,602 sqft · built 1928 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Apr 2024) |
| Tax Bill | $4,079 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-08-38-35-0A00-00021-0000 |
| Primary APN | 1-08-38-35-0A00-00021-0000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| Gross Area | 1,894 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Wood |
| Interior Walls | Unfinished |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Dimensions | 200 ft deep x 170 ft wide |
| Porch | Finished/Open Porch |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7431 HIGHWAY 78 W |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | THAT PART OF TRACT 19 LYING OUTSIDE OF THE PLAN OF RECLAMATION AND LYING WEST OF S.R. 78, OF EAGLE BAY SURVEY, ACCORDING TO THE PLAT OF THE EAGLE BAY SUB-DRAINAGE DISTRICT PLAN OF RECLAMATION, OKEECHOBEE COUNTY, FLORIDA. TOGETHER WITH THAT CERTAIN MA |
| Legal Range | 35E |
| Legal Township | 38S |
| Legal Section | 08 |
| Legal Subdivision | EAGLE BAY SURVEY |
| Legal Tract | 19 |
| Legal Lot Number | 19 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 910602 |
7431 State Rd 78 W, a residential property, is owned by two individuals who acquired it in February 2026.
Source: Okeechobee County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2031 SE 24TH BLVD, OKEECHOBEE, FL 34974-6427 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2024 · Amount on File |
| Deed Sale | Apr 1, 2024 · Amount on File |
| Deed Document Number | 20243468 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0000002143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Feb 25, 2026 |
| Property Address | 7431 STATE ROAD 78 W, OKEECHOBEE, FL 34974-9716 |
| Document Number | 0000002143 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026002143 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2031 SE 24TH BLVD, OKEECHOBEE, FL 34974-6427 |
| Name | Verified Name |
|---|---|
| Address | 8545 COBBLESTONE DR, FORT PIERCE, FL 34945-5701 |
The 2025 property tax bill for 7431 State Rd 78 W was $4,079.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,079.00 | $193,221 Land $134,980 Building $58,241 | $193,221 Land $134,980 Building $58,241 |
| 2023 | $3,482.00 (+11%) | $179,859 (+3.16%) Land $121,600 Building $58,259 | $179,859 (+3.16%) Land $121,600 Building $58,259 |
| 2022 | $3,137.00 | $174,351 Land $121,600 Building $52,751 | $174,351 Land $121,600 Building $52,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7431 State Rd 78 W in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 19 (2003–2017) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7431 State Rd 78 W is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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