77 S Spring Rd, Westerville, OH 43081 Property Records

Franklin County property record for 77 S Spring Rd, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,030 sqft · built 1972
Lot Size	0.237 acres (10,339 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2021)
Tax Bill	$6,801 (2024)
Deeds & Mortgages	Mar 2025 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-004377`

Property Details

APN / Parcel Number

Primary APN	`080-004377`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
1st Floor Area	954 sqft
2nd Floor Area	1,085 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	10,339 sqft (0.237 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	77 S SPRING RD
City	WESTERVILLE
State	OH
Zip	43081-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ROAD HILLCREST NO 2 SECII LOT 69
Legal Subdivision	HILLCREST NO 2 SEC 2
Legal Lot Number	69
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	3
Census Block	3009
Census Tract	7020

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	77 S SPRING RD, COLUMBUS, OH 43081-2441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2025	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Mar 11, 2009
Deed Document Number	29431
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	77 S SPRING RD, WESTERVILLE, OH 43081-2441
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021641
Date	Mar 5, 2025
Instrument	202503050021641

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	77 S SPRING RD, WESTERVILLE, OH 43081-2441
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134280
Date	Sep 21, 2022
Instrument	202209210134280

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Dec 6, 2021
Property Address	77 S SPRING RD, WESTERVILLE, OH 43081-2441
Document Number	0000221248
Map Reference	MB 43 PG 62
Instrument Date	Nov 30, 2021
Instrument	202112060221248
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	PEAK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	77 S SPRING RD, WESTERVILLE, OH 43081-2441

Mortgage

Document Number	0000221249
Date	Dec 6, 2021
Instrument	202112060221249

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,801.00 (+2.18%) Homeowner's exemption	$119,670 (-) Land $33,250 Building $86,420
2023	$6,656.00 (+1.19%) Homeowner's exemption	$119,670 (+32.52%) Land $33,250 Building $86,420	$341,900 (+32.52%) Land $95,000 Building $246,900
2022	$6,578.00 Homeowner's exemption	$90,300 Land $17,780 Building $72,520
2020			$258,000 Land $50,800 Building $207,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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