38 S Spring Rd, Westerville, OH 43081 Property Records

Franklin County property record for 38 S Spring Rd, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1972
Lot Size	0.271 acres (11,809 sqft)
Owner	Owner Name on Record
Last Sale	$145,000 (Aug 2000)
Tax Bill	$5,780 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-004904`

Property Details

APN / Parcel Number

Primary APN	`080-004904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,128 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,809 sqft (0.271 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	38 S SPRING RD
City	WESTERVILLE
State	OH
Zip	43081-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ROAD SPRING GROVE PHASE 1 LOT 3
Legal Subdivision	SPRING GROVE PH 1
Legal Phase	1
Legal Lot Number	3
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	2
Census Block	2002
Census Tract	7193

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 9, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2000 · Amount on Record
Deed Sale	Aug 3, 2000 · Amount on Record
Deed Document Number	200008030154428
Deed Book / Page	080
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445

Mortgage

Document Number	0000001052
Date	Jan 4, 2024
Instrument	202401040001052

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445

Mortgage

Document Number	0000188696
Date	Oct 18, 2021
Instrument	202110180188696

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 27, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445

Mortgage

Document Number	0000187525
Date	Oct 15, 2021
Instrument	202110150187525

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 21, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 S SPRING RD, WESTERVILLE, OH 43081-2445

Mortgage

Document Number	0000139769
Date	Aug 9, 2021
Instrument	202108090139769

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,780.00 (+2.17%) Homeowner's exemption	$101,710 (-) Land $31,500 Building $70,210
2023	$5,657.00 (+1.16%) Homeowner's exemption	$101,710 (+32.5%) Land $31,500 Building $70,210	$290,600 (+32.51%) Land $90,000 Building $200,600
2022	$5,592.00 Homeowner's exemption	$76,760 Land $24,260 Building $52,500
2020			$219,300 Land $69,300 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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