54 S Spring Rd, Westerville, OH 43081 Property Records

Franklin County property record for 54 S Spring Rd, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,760 sqft · built 1976
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Feb 2016)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-004902`

Property Details

APN / Parcel Number

Primary APN	`080-004902`
Alternative APN	`08000490200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Multi-Level
Exterior Material	Wood
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	54 S SPRING RD
City	WESTERVILLE
State	OH
Zip	43081-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ROAD SPRING GROVE PHASE 1 LOT 1
Legal Subdivision	SPRING GROVE PH 1
Legal Phase	1
Legal Lot Number	1
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	2
Census Block	2002
Census Tract	7193

Owner

54 S Spring Rd is owned and occupied by an individual who bought it in February 2016.

Source: Franklin County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Sep 17, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 19, 2025	Transfer on Death Deed, Transfer
Sep 22, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2016 · Amount on File
Deed Sale	Feb 19, 2016 · Amount on File
Prior Sale	Jul 22, 2015 · Amount on File
Deed Document Number	201620390
Prior Transfer Date	Mar 13, 2015
Prior Transfer Doc	0000099948
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000189449
Date	Oct 19, 2021
Instrument	202110190189449

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445

Mortgage

Document Number	0000096939
Date	Sep 17, 2024
Instrument	202409170096939

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2054

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN OH
Recording Date	Aug 19, 2025
Property Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445
Document Number	0000089530
Map Reference	MB 45 PG 86
Instrument Date	Aug 17, 2025
Instrument	202508190089530
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN OH
Recording Date	Sep 22, 2022
Property Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445
Document Number	0000135377
Map Reference	MB 45 PG 86
Instrument Date	Sep 19, 2022
Instrument	202209220135377
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 S SPRING RD, WESTERVILLE, OH 43081-2445

Tax Assessment & Valuation

The 2025 property tax bill for 54 S Spring Rd was $5,420, down 0.4% from the year before.

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,420.00 (-0.37%)	$105,530 (-) Land $31,500 Building $74,030	$301,500 Land $90,000 Building $211,500
2024	$5,440.00 (-7.33%) Homeowner's exemption Senior Citizen's exemption	$105,530 (-) Land $31,500 Building $74,030
2023	$5,870.00 (+1.82%) Homeowner's exemption	$105,530 (+33.35%) Land $31,500 Building $74,030	$301,500 Land $90,000 Building $211,500
2022	$5,765.00 Homeowner's exemption	$79,140 Land $24,260 Building $54,880
2020			$226,100 Land $69,300 Building $156,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 S Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 S Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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