77 Osprey Loop, Waynesville, NC 28786 Property Records

Haywood County property record for 77 Osprey Loop, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,380 sqft · built 2007
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,500 (Sep 2022)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Sep 2022 Sale Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8615-81-5924`

Property Details

APN / Parcel Number

Primary APN	`8615-81-5924`
Alternative APN	`274752`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Heated Area
Gross Area	2,480 sqft
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	274752
Street Address	77 OSPREY LOOP
City	WAYNESVILLE
State	NC
Zip	28786-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCRD
Legal Description	#211 PH 1-D HAWKS CREST
Legal Subdivision	HAWKS CREST
Legal Phase	1-D
Legal Unit	211
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	3
Census Block	3033
Census Tract	921100

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 OSPREY LOOP, WAYNESVILLE, NC 28786-3583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK
Sep 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	20229814
Deed Book / Page	1071 / 2267
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 15, 2022
Property Address	77 OSPREY LOOP, WAYNESVILLE, NC 28786-3583
Document Number	0010712267
Book / Page	1071 / 2267
Map Reference	CAB C SL 483
Instrument Date	Sep 15, 2022
Instrument	2022009814
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Tax	$779.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 OSPREY LOOP, 77, WAYNESVILLE, NC 28786-3583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 NE OCAPI CT, JENSEN BEACH, FL 34957-6677

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	77 OSPREY LOOP, WAYNESVILLE, NC 28786-3583
Document Number	0009760499
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	77 OSPREY LOOP HAZELWOOD NC 287863583, HAZELWOOD, NC 28786-3583

Mortgage

Document Number	0009760499
Date	Jul 2, 2019
Book Page	000976/000499
Instrument	5724

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 18, 2017
Property Address	77 OSPREY LOOP, WAYNESVILLE, NC 28786-3583
Document Number	0009361463
Book / Page	000936 / 001463
Instrument Date	Sep 17, 2017
Instrument	8510
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6544 ENGRAM RD #E404 NEW SMYRNA BEACH FL 321694951, E404, NEW SMYRNA BEACH, FL 32169-4951

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,000 (-) Land $30,000 Building $250,000
2025	$1,923.00	$280,000 (-) Land $30,000 Building $250,000	$280,000 (-) Land $30,000 Building $250,000
2023		$280,000 Land $30,000 Building $250,000	$280,000 (-) Land $30,000 Building $250,000
2021			$280,000 Land $30,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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