167 Osprey Loop, Waynesville, NC 28786 Property Records

Haywood County property record for 167 Osprey Loop, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,376 sqft · built 1993
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$179,500 (Mar 2004)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8615-81-4424`

Property Details

APN / Parcel Number

Primary APN	`8615-81-4424`
Alternative APN	`94921`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,376 sqft Heated Area
Gross Area	1,800 sqft
1st Floor Area	1,376 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Carport
Garage Area	441 sqft
Carport	Carport
Carport Area	441 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	94921
Street Address	167 OSPREY LOOP
City	WAYNESVILLE
State	NC
Zip	28786-3586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCRD
Legal Description	#227 PHASE 1-D HAWKS CREST
Legal Subdivision	HAWKS CREST
Legal Phase	1
Legal Unit	227
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	3
Census Block	3044
Census Tract	921100

Owner

167 Osprey Loop is owned and occupied by two individuals who bought it in March 2004.

Source: Haywood County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	167 OSPREY LOOP, WAYNESVILLE, NC 28786-3586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2004 · Amount on File
Deed Sale	Mar 12, 2004 · Amount on File
Deed Book / Page	590 / 284
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	Oct 12, 2026
Property Address	167 OSPREY LOOP, WAYNESVILLE, NC 28786-3586
Document Number	0000008969
Book / Page	1163 / 1240
Instrument Date	Sep 25, 2026
Instrument	20268969
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 OSPREY LOOP, WAYNESVILLE, NC 28786-3586

Mortgage

Document Number	0000008969,
Date	Oct 12, 2026
Book Page	1163/1240
Instrument	20268969

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 30, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 167 Osprey Loop was $1,911.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,200 (-) Land $30,000 Building $248,200
2025	$1,911.00	$278,200 Land $30,000 Building $248,200	$278,200 Land $30,000 Building $248,200
2023		$278,200 Land $30,000 Building $248,200	$278,200 Land $30,000 Building $248,200
2021			$278,200 Land $30,000 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 167 Osprey Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 167 Osprey Loop is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000