Haywood County property record for 145 Osprey Loop, Waynesville, NC 28786
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 952 sqft · built 1990 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,500 (Jan 2022) |
| Tax Bill | $1,332 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8615-81-5624 |
| Primary APN | 8615-81-5624 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 952 sqft Heated Area |
| Gross Area | 1,316 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 100 sqft |
| Unfinished Basement | 100 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 289648 |
|---|---|
| Street Address | 145 OSPREY LOOP |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786-3586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCRD |
| Legal Description | #221 PH 1-D HAWKS CREST |
| Legal Subdivision | HAWKS CREST |
| Legal Phase | 1-D |
| Legal Unit | 221 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 921100 |
145 Osprey Loop is owned and occupied by an individual who bought it in January 2022.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 OSPREY LOOP, WAYNESVILLE, NC 28786-3586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 7, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on File |
| Deed Sale | Jan 7, 2022 · Amount on File |
| Prior Sale | Jun 26, 2007 · Amount on File |
| Deed Document Number | 2022167 |
| Deed Book / Page | 1052 / 1320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 145 OSPREY LOOP, WAYNESVILLE, NC 28786-3586 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 145 OSPREY LOOP, WAYNESVILLE, NC 28786-3586 |
| Document Number | 0011382293 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 1138/2293 |
| Instrument | 2025008933 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jan 7, 2022 |
| Property Address | 145 OSPREY LOOP, WAYNESVILLE, NC 28786-3586 |
| Document Number | 0010521320 |
| Book / Page | 1052 / 1320 |
| Map Reference | CAB C SL 483 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022000167 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1017 MAIN ST, WINDERMERE, FL 34786-8730 |
The 2025 property tax bill for 145 Osprey Loop was $1,332.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Waynesville Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,200 (-) Land $30,000 Building $156,200 | ||
| 2025 | $1,332.00 | $186,200 Land $30,000 Building $156,200 | $186,200 Land $30,000 Building $156,200 |
| 2023 | $175,100 Land $30,000 Building $145,100 | $175,100 Land $30,000 Building $145,100 | |
| 2021 | $175,100 Land $30,000 Building $145,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Osprey Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Osprey Loop is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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