129 Osprey Loop, Waynesville, NC 28786 Property Records

Haywood County property record for 129 Osprey Loop, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,500 sqft · built 2000
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Apr 2021)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Jan 2026 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8615-81-5712`

Property Details

APN / Parcel Number

Primary APN	`8615-81-5712`
Alternative APN	`266788`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Heated Area
Gross Area	3,170 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	266788
Street Address	129 OSPREY LOOP
City	WAYNESVILLE
State	NC
Zip	28786-3586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCRD
Legal Description	#219 PH 1-D HAWKS CREST
Legal Subdivision	HAWKS CREST
Legal Phase	1-D
Legal Unit	219
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	3
Census Block	3026
Census Tract	921100

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 OSPREY LOOP, WAYNESVILLE, NC 28786-3586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Intrafamily Transfer, Transfer
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Jul 15, 2009 · Amount on Record
Deed Document Number	20215147
Deed Book / Page	1028 / 2328
Last Transfer Date	Jan 23, 2026
Transfer Doc	0011451095
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Jan 23, 2026
Property Address	129 OSPREY LOOP, WAYNESVILLE, NC 28786-3586
Document Number	0011451095
Book / Page	1145 / 1095
Map Reference	CAB C SL 483
Instrument Date	Jan 23, 2026
Instrument	2026000579
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	129 OSPREY LOOP, WAYNESVILLE, NC 28786-3586

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 28, 2021
Property Address	129 OSPREY LOOP, WAYNESVILLE, NC 28786-3586
Document Number	0010282328
Book / Page	1028 / 2328
Instrument Date	Apr 27, 2021
Instrument	2021005147
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3875 WILSHIRE CIR, 3875, SARASOTA, FL 34238-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OSPREY LOOP, WAYNESVILLE, NC 28786-3586

Mortgage

Document Number	0010282331
Date	Apr 28, 2021
Instrument	1028/2331

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,700 (-) Land $30,000 Building $275,700
2025	$1,801.00	$305,700 (-) Land $30,000 Building $275,700	$305,700 (-) Land $30,000 Building $275,700
2023		$305,700 Land $30,000 Building $275,700	$305,700 (-) Land $30,000 Building $275,700
2021			$305,700 Land $30,000 Building $275,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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