77 Lower Wisner Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 77 Lower Wisner Rd, Warwick, NY 10990

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,720 sqft · built 1971
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Oct 2019)
Tax Bill$10,951 (2024)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone A (high risk)
APN55-1-16.225

Property Details

APN / Parcel Number

Primary APN55-1-16.225
Alternative APNs
  • 548905500000010162250000
  • 335489 55-1-16.225

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,720 sqft Living Area
Gross Area2,876 sqft
1st Floor Area1,382 sqft
Basement Area1,338 sqft
Finished Basement1,338 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2007
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area87,120 sqft (2 acres)
View / LotRural
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area396 sqft
CabinCabin

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number55-1-16.225
Street Address77 LOWER WISNER RD
CityWARWICK
StateNY
Zip10990-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00220
Legal Block1
Legal Lot Number16.22
JurisdictionORANGE NY
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2047
Census Tract14700

Owner

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address77 LOWER WISNER RD, WARWICK, NY 10990-3428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2019 · Amount on Record
Deed SaleOct 28, 2019 · Amount on Record
Prior SaleMay 23, 2007 · Amount on Record
Deed Document Number201976235
Deed Book / Page14645 / 1737
Prior Transfer DateSep 17, 1998
Prior Transfer Doc4876000026
Record UpdatedOct 29, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE NY
Recording DateOct 28, 2019
Property Address77 LOWER WISNER RD, WARWICK, NY 10990-3428
Document Number0000076235
Book / Page014645 / 001737
Instrument DateOct 9, 2019
Instrument76235
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyINGEO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,700.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address26 CANDLESTICK CT WARWICK NY 109904200, WARWICK, NY 10990-4200

Mortgage

Document Number76236
DateOct 28, 2019
Book Page014645/001741
Instrument76236
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 27, 2034

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWarwick Town
Unified School DistrictWarwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$49,400 (-) Land $13,700 Building $35,700$588,100 (+10.11%)
2024$10,951.00
2023$49,400 (-) Land $13,700 Building $35,700$534,100 (+17.31%) Land $148,121 Building $385,979
2022$49,400 Land $13,700 Building $35,700$455,300 Land $126,267 Building $329,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Alteva of Warwick
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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