77 Locust St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 77 Locust St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,724 sqft · built 2001
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Dec 2024)
Tax Bill	$9,695 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-4A`

Property Details

APN / Parcel Number

Primary APN	`44-4A`
Alternative APN	`DOUG M:0246 B:0000002 L`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,724 sqft Living Area
Gross Area	7,790 sqft
Basement Area	1,833 sqft
Unfinished Basement	1,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,078 sqft (2.55 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	44-4A
Street Address	77 LOCUST ST
City	DOUGLAS
State	MA
Zip	01516-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1040
Census Tract	752101

Owner

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 LOCUST ST, DOUGLAS, MA 01516-2441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Jan 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Aug 22, 2012 · Amount on Record
Deed Book / Page	71435 / 122
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	77 LOCUST ST, DOUGLAS, MA 01516-2441
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068092-124
Date	Aug 19, 2022
Book Page	68092/124
Instrument	91501

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	77 LOCUST ST, DOUGLAS, MA 01516-2441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61714-364
Date	Jan 8, 2020
Book Page	61714/364
Instrument	1966

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,695.00 (+10,105.26%)	$803,200 (+10.47%) Land $112,000 Building $640,000	$843,421 (-7.16%)
2025	$95.00 (-99%)	$727,100 (+3.9%) Land $101,000 Building $626,100	$908,485
2024	$9,461.00 (+2.92%)	$699,800 (+9.31%) Land $91,800 Building $608,000
2023	$9,193.00	$640,200 Land $91,800 Building $548,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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