72 Locust St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 72 Locust St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,199 sqft · built 1982
Lot Size	3.21 acres (140,133 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,892 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-10G`

Property Details

APN / Parcel Number

Primary APN	`44-10G`
Alternative APN	`DOUG M:0241 B:0000021 L`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,199 sqft Living Area
Gross Area	5,264 sqft
Basement Area	1,040 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	140,133 sqft (3.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	44-10G
Street Address	72 LOCUST ST
City	DOUGLAS
State	MA
Zip	01516-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	21
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1041
Census Tract	752101

Owner

72 Locust St is owner-occupied and held in a trust since April 2013.

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	72 LOCUST ST, DOUGLAS, MA 01516-2440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage BANKESB
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK
Nov 22, 2017	Deed of Trust, Mortgage · Closed-End Mortgage MILLBURY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2013
Deed Sale	Apr 25, 2013
Deed Document Number	20134
Deed Book / Page	50787 / 385
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	72 LOCUST ST, DOUGLAS, MA 01516-2440
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072550-213
Date	Sep 18, 2025
Book Page	72550/213
Instrument	79862

Lender

Name	BANKESB

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	72 LOCUST ST, DOUGLAS, MA 01516-2440
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068268-226
Date	Sep 27, 2022
Book Page	68268/226
Instrument	105533

Lender

Name	HOMETOWN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	72 LOCUST ST, DOUGLAS, MA 01516-2440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58084-121
Date	Nov 22, 2017
Book Page	58084/121
Instrument	131275

Lender

Name	MILLBURY SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 72 Locust St was $6,892, up 1.3% from the year before.

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,892.00 (+1.28%)	$571,000 (+10.51%) Land $115,100 Building $452,700	$574,616
2025	$6,805.00 (+1.84%)	$516,700 (+4.55%) Land $103,800 Building $412,900
2024	$6,682.00 (+2.47%)	$494,200 (+8.83%) Land $94,400 Building $399,800
2023	$6,521.00	$454,100 Land $94,400 Building $359,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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