77 Lay St, Winnemucca, NV 89445 Property Records

Humboldt County property record for 77 Lay St, Winnemucca, NV 89445

Property Summary

Property Type	Single Family Home
Details	1,415 sqft · built 1933
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2026)
Tax Bill	$910 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0142-08`

Property Details

APN / Parcel Number

Primary APN	`15-0142-08`
Alternative APN	`3638-30-226-001`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,415 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	77 LAY ST
City	WINNEMUCCA
State	NV
Zip	89445-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	THE NELY 1/2 OF LOT 9 THE SELY 35 X 140 OF LOT 10, LOWER WINNEMUCCA SEC: TWN: 11 RNG: ACRES: 0.00 LESS 15 EASEMENT TO CITY OF WMCA (2000-3826) CHANGED FROM PARCEL # 015-142-05
Legal Subdivision	LOWER TOWN
Legal Block	11
Legal Lot Number	9
Jurisdiction	HUMBOLDT NV
Township / Civil Division	WINNEMUCCA
Census Block Group	3
Census Block	3002
Census Tract	10502

Owner

77 Lay St is owned and occupied by an individual who bought it in April 2026.

Source: Humboldt County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	77 LAY ST, WINNEMUCCA, NV 89445-3425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Bargain and Sale Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Jun 21, 2022	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage PATRICK SCIBIOR
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROY ECHEVERRIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	20262197
Prior Transfer Date	Feb 12, 2009
Prior Transfer Doc	0000000961
Record Updated	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUMBOLDT NV
Recording Date	Apr 6, 2026
Property Address	77 LAY ST, WINNEMUCCA, NV 89445-3425
Document Number	0000002197
Instrument Date	Apr 2, 2026
Instrument	2026.2197
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	ACR TITLE GROUP, CORE TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,444.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 LAY ST, WINNEMUCCA, NV 89445-3425

Mortgage

Document Number	0000002198,
Date	Apr 6, 2026
Instrument	2026.2198

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUMBOLDT NV
Recording Date	Jun 21, 2022
Property Address	77 LAY ST, WINNEMUCCA, NV 89445-3425
Document Number	0000002625
Instrument Date	Jun 16, 2022
Instrument	2022-02625
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$893.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4055 SYCAMORE DR, 4055, WINNEMUCCA, NV 89445-4078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 205, GOLCONDA, NV 89414-0205

Mortgage

Document Number	0000002626
Date	Jun 21, 2022
Instrument	2022-02626

Lender

Name	PATRICK SCIBIOR
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT NV
Property Address	77 LAY ST, WINNEMUCCA, NV 89445-3425
Document Number	0000004178
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	77 LAY ST WINNEMUCCA NV 894453425, WINNEMUCCA, NV 89445-3425

Mortgage

Document Number	0000004178
Date	Jul 13, 2018
Instrument	4178

Lender

Name	ROY ECHEVERRIA
Address	5160 GRASS VALLEY RD, WINNEMUCCA, NV 89445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 77 Lay St was $910.

Source: Humboldt County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Humboldt County
Municipality	Winnemucca City
Unified School District	Humboldt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,405 (+12.37%) Land $10,675 Building $17,730	$81,157 (+12.37%) Land $30,500 Building $50,657
2025	$910.00	$25,278 Land $9,625 Building $15,653	$72,223 Land $27,500 Building $44,723
2023	$810.00 (+6.86%)	$23,825 (+10.66%) Land $9,625 Building $14,200	$68,071 (+10.66%) Land $27,500 Building $40,571
2022	$758.00	$21,530 Land $9,625 Building $11,905	$61,514 Land $27,500 Building $34,014

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 77 Lay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Lay St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 75% of Nevada
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINNEMUCCA serves 8,518 people · EPA ID NV0000248
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Choice Broadband Fixed Wireless	400 / 80
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	120 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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