131 Lay St, Winnemucca, NV 89445 Property Records

Humboldt County property record for 131 Lay St, Winnemucca, NV 89445

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1912
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$114,480 (Oct 2025)
Tax Bill	$1,155 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0145-15`

Property Details

APN / Parcel Number

Primary APN	`15-0145-15`
Alternative APN	`3638-30-229-006`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1933
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	131 LAY ST
City	WINNEMUCCA
State	NV
Zip	89445-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	THE NWLY 1/2 OF LOT 11, ALL OF LOT 12 & THE SELY 21 OF LOT 13, LOWER WINNEMUCCA SEC: TWN: V RNG: ACRES: 0.00 - SEC: - TWN: - RNG: - ACRES: 0.00 AMENDED LOT 12 OF ROS/RTA/BLA OF AMENDED LOTS 9,10 & 12 OF BLOCK V PREPARED FOR ROBERTA J. & JOHN A. MILTO
Legal Range	38E
Legal Township	36N
Legal Section	30
Legal Subdivision	TOWN OF WINNEMUCCA
Legal Block	V
Legal Lot Number	11
Jurisdiction	HUMBOLDT NV
Township / Civil Division	WINNEMUCCA
Census Block Group	3
Census Block	3004
Census Tract	10502

Owner

131 Lay St is owned and occupied by an individual who bought it in October 2025.

Source: Humboldt County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	131 LAY ST, WINNEMUCCA, NV 89445-3426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Deed Document Number	20255612
Record Updated	Sep 20, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUMBOLDT NV
Recording Date	Oct 17, 2025
Property Address	131 LAY ST, WINNEMUCCA, NV 89445-3426
Document Number	0000005612
Map Reference	DOC 1999-7887
Instrument Date	Sep 17, 2025
Instrument	2025-05612
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$489.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 MCCOY ST, WINNEMUCCA, NV 89445-3971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LAY ST, WINNEMUCCA, NV 89445-3426

Mortgage

Document Number	0000005613
Date	Oct 17, 2025
Instrument	2025-05613

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 131 Lay St was $1,155.

Source: Humboldt County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Humboldt County
Municipality	Winnemucca City
Unified School District	Humboldt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,595 (+4.2%) Land $15,050 Building $24,545	$113,129 (+4.2%) Land $43,000 Building $70,129
2025	$1,155.00	$38,000 Land $13,650 Building $24,350	$108,571 Land $39,000 Building $69,571
2023	$1,024.00 (+7.11%)	$35,540 (+11.62%) Land $13,650 Building $21,890	$101,543 (+11.62%) Land $39,000 Building $62,543
2022	$956.00	$31,840 Land $13,650 Building $18,190	$90,971 Land $39,000 Building $51,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 Lay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Lay St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 75% of Nevada
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINNEMUCCA serves 8,518 people · EPA ID NV0000248
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Choice Broadband Fixed Wireless	400 / 80
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	120 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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