124 Lay St, Winnemucca, NV 89445 Property Records

Humboldt County property record for 124 Lay St, Winnemucca, NV 89445

Property Summary

Property Type	Multi-Family Dwellings
Details	725 sqft · built 1937
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,900 (Nov 2023)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0144-03`

Property Details

APN / Parcel Number

Primary APN	`15-0144-03`
Alternative APN	`3638-30-230-002`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Units	18 Units
Stories	1 Story
Building Area	725 sqft Living Area
Gross Area	1,445 sqft
Basement Area	690 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,969 sqft (0.16 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	20 sqft
Shed	1 Shed
Shed Area	176 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	124 LAY ST
City	WINNEMUCCA
State	NV
Zip	89445-3481
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-3
Legal Description	A PIECE OF LAND SITUATED IN SEC: TWN: 4 RNG: ACRES: 0.16 EMBRACING A PORTION OF LOTS 2 & 3, BEING SOMEWHAT IRREGULAR IN SHAPE & FRONTING 57 FT ON LAY ST, LOWER WINNEMUCCA (BK 67, PG 229)
Legal Subdivision	LOWER TOWN
Legal Block	4
Legal Lot Number	3
Jurisdiction	HUMBOLDT NV
Township / Civil Division	WINNEMUCCA
Census Block Group	3
Census Block	3008
Census Tract	10502

Owner

Source: Humboldt County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1264 MANCHESTER DR, EL DORADO HILLS, CA 95762-9616
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC
May 28, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage ECHEVERRIA ROY FAMILY TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	20234854
Record Updated	Sep 20, 2026

November 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUMBOLDT NV
Recording Date	Nov 28, 2023
Property Address	124 LAY ST, WINNEMUCCA, NV 89445-3481
Document Number	0000004854
Instrument Date	Oct 19, 2023
Instrument	2023-04854
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 326, WINNEMUCCA, NV 89446-0326

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1264 MANCHESTER DR, EL DORADO HILLS, CA 95762-9616

Mortgage

Document Number	0000004855
Date	Nov 28, 2023
Instrument	2023-04855

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT NV
Recording Date	May 28, 2021
Property Address	124 LAY ST, WINNEMUCCA, NV 89445-3481
Document Number	0000004265
Instrument Date	May 28, 2021
Instrument	2021-04265
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1070, WINNEMUCCA, NV 89446-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 RAINBOW RD, WINNEMUCCA, NV 89445-8313

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT NV
Property Address	124 LAY ST, WINNEMUCCA, NV 89445-3481
Document Number	0000001182
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1070 WINNEMUCCA NV 894461070, WINNEMUCCA, NV 89446-1070

Mortgage

Document Number	0000001182
Date	Mar 16, 2018
Instrument	1182

Lender

Name	ECHEVERRIA ROY FAMILY TR (PT)
Address	PO BOX 1525, WINNEMUCCA, NV 89446-1525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Humboldt County
Municipality	Winnemucca City
Unified School District	Humboldt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,462 (+10.86%) Land $8,925 Building $37,537	$132,749 (+10.86%) Land $25,500 Building $107,249
2025	$2,078.00 (+9.31%)
2023	$1,901.00 (+5.03%)	$41,910 (+9.96%) Land $8,050 Building $33,860	$119,743 (+9.96%) Land $23,000 Building $96,743
2022	$1,810.00	$38,114 Land $8,050 Building $30,064	$108,897 Land $23,000 Building $85,897

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 75% of Nevada
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINNEMUCCA serves 8,518 people · EPA ID NV0000248
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Choice Broadband Fixed Wireless	400 / 80
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	120 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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