Humboldt County property record for 322 Lay St, Winnemucca, NV 89445
| Property Type | Commercial |
|---|---|
| Details | 1,512 sqft · built 1939 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,312 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0435-05 |
| Primary APN | 15-0435-05 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Gross Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Concrete |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 322 LAY ST |
|---|---|
| City | WINNEMUCCA |
| State | NV |
| Zip | 89445-3430 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | G-C |
| Legal Description | THE SE 12 1/2 FT OF LOT 3 & ALL OF LOT 4 LOWER WINNEMUCCA SEC: TWN: 2 RNG: ACRES: 0.00 |
| Legal Subdivision | LOWER TOWN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | HUMBOLDT NV |
| Township / Civil Division | WINNEMUCCA |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10502 |
Source: Humboldt County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1200 FINANCIAL BLVD, RENO, NV 89502-8924 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT NV |
| Recording Date | Jan 30, 2019 |
| Property Address | 322 LAY ST, WINNEMUCCA, NV 89445-3430 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2330 S VIRGINIA ST RENO NV 895023411, RENO, NV 89502-3411 |
| Document Number | 0000000488 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 488 |
| Name | HERITAGE BK/NV |
|---|---|
| Type | Bank |
| Address | RENO, NV 89502 |
| Amount | Amount Recorded |
|---|
Source: Humboldt County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Humboldt County |
| Municipality | Winnemucca City |
| Unified School District | Humboldt County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,570 (+8.63%) Land $15,050 Building $19,520 | $98,771 (+8.63%) Land $43,000 Building $55,771 | |
| 2025 | $1,312.00 (+9.79%) | ||
| 2023 | $1,195.00 (+6.6%) | $31,823 (+8.57%) Land $15,050 Building $16,773 | $90,923 (+8.57%) Land $43,000 Building $47,923 |
| 2022 | $1,121.00 | $29,310 Land $15,050 Building $14,260 | $83,743 Land $43,000 Building $40,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINNEMUCCA serves 8,518 people · EPA ID NV0000248 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 120 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Verizon.
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