77 Central Ter, Cincinnati, OH 45215 Property Records

Hamilton County property record for 77 Central Ter, Cincinnati, OH 45215 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1925
Square Footage	2,163 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$208,500 (2007)
Tax Bill	$6,744.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`592-0004-0059-00`
Alternative APN	`0046590`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,163 sqft Living Area
Gross Area	3,225 sqft Gross Area
1st Floor	928 sqft 1st Floor
2nd Floor	893 sqft 2nd Floor
Attic Area	342 sqft Attic
Attic	1 Attic
Basement Area	1,062 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	185 ft x 59 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Patio Area	380 sqft Patio
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	77 CENTRAL TER
City	CINCINNATI
State	OH
Zip	45215-2627
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	77 CENTRAL TER 59 X 185 LOT 11 CENTRAL TER SUB
Legal Subdivision	CENTRAL TER SUB
Legal Lot Number	11
Jurisdiction	HAMILTON OH
Minor Civil Division	WYOMING
Census Blockgroup	3
Census Block	3000
Census Tract	22601

Owner

Source: Hamilton County records · APN 592-0004-0059-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	77 CENTRAL TER, CINCINNATI, OH 45215-2627
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 10, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 07, 2007 · Amount on Record
Deed Sale	Sep 07, 2007 · Amount on Record
Deed Doc Number	2007130383
Deed Book / Page	10645 / 1832
Prior Transfer Date	Sep 28, 2006
Prior Transfer Doc	0000000388
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	77 CENTRAL TER, CINCINNATI, OH 45215-2627
Transaction Type	Mortgage
Record Updated	Jul 01, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116775
Date	Sep 27, 2021
Book Page	14510/3808
Instrument	2021-0116775

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	77 CENTRAL TER, CINCINNATI, OH 45215-2627
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200137261
Date	Dec 29, 2020
Book Page	14323/670
Instrument	2020-0137261

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 10, 2018
Property Address	77 CENTRAL TER, CINCINNATI, OH 45215-2627
Document Number	0000002830
Map Reference	MB 25 PG 75
Instrument Date	Dec 29, 2017
Instrument	18-0002830
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 CENTRAL TER, 77, CINCINNATI, OH 45215-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 CENTRAL TER, CINCINNATI, OH 45215-2627

Mortgage

Document Number	0000002831
Date	Jan 10, 2018
Instrument	18-0002831

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2043

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Wyoming City
Unified School District	Wyoming City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,744.00 (+2.45%)	$110,835 (-) Land $30,244 Building $80,591	$316,670 (-) Land $86,410 Building $230,260
2024	$6,583.00 (+8.47%)	$110,835 (-) Land $30,244 Building $80,591
2023	$6,069.00 (+7.19%)	$110,835 (+32.58%) Land $30,244 Building $80,591	$316,670 (+32.58%) Land $86,410 Building $230,260
2022	$5,662.00 Homeowner's exemption	$83,601 Land $20,930 Building $62,671
2020			$238,860 Land $59,800 Building $179,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 31% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

77 Central Ter, Cincinnati, OH 45215 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Central Ter

Nearby Streets

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