Hamilton County property record for 84 Central Ter, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,360 sqft · built 1940 |
| Lot Size | 0.357 acres (15,551 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $10,659 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0168-00 |
| Primary APN | 592-0004-0168-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| 2nd Floor Area | 1,190 sqft |
| Basement Area | 1,480 sqft |
| Finished Basement | 370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,551 sqft (0.357 acres) |
| Lot Dimensions | 232 ft deep x 69 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 84 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL TERR 69.44 X 232.65 IR PT LOT 25 S S CARPENTER 3RD |
| Legal Subdivision | CARPENTERS |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 84 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 31, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2008 |
| Deed Sale | Apr 15, 2008 |
| Prior Sale | Jul 23, 1998 · Amount on Record |
| Deed Document Number | 08-049920 |
| Deed Book / Page | 10824 / 00177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 84 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000066036 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 14427/2415 |
| Instrument | 2021-0066036 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 84 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008949 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 18-0008949 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,659.00 (+2.32%) | $174,972 (+%) Land $36,767 Building $138,205 | |
| 2024 | $10,417.00 (+8.52%) | $174,971 (-) Land $36,767 Building $138,204 | |
| 2023 | $9,599.00 (+17.13%) | $174,971 (+44.87%) Land $36,767 Building $138,204 | $499,920 (+44.87%) Land $105,050 Building $394,870 |
| 2022 | $8,195.00 Homeowner's exemption | $120,782 Land $25,445 Building $95,337 | |
| 2020 | $345,090 Land $72,700 Building $272,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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