Hamilton County property record for 88 Central Ter, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,911 sqft · built 1954 |
| Lot Size | 1.94 acres (84,724 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Aug 2022) |
| Tax Bill | $21,357 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0004-0061-00 |
| Primary APN | 592-0004-0061-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,911 sqft Living Area |
| 1st Floor Area | 2,551 sqft |
| 2nd Floor Area | 1,360 sqft |
| Basement Area | 3,255 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 84,724 sqft (1.94 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 45 sqft |
| Patio Area | 1,140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 88 CENTRAL TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL TERRACE AV FT IRRR1-T3-S9 S 1/2 |
| Legal Range | 01 |
| Legal Township | 03 |
| Legal Section | 09 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22601 |
88 Central Ter is owned and occupied by an individual who bought it in August 2022.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 88 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on File |
| Deed Sale | Aug 17, 2022 · Amount on File |
| Deed Document Number | 0000079910 |
| Deed Book / Page | 14732 / 1205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 17, 2022 |
| Property Address | 88 CENTRAL TER, CINCINNATI, OH 45215-2628 |
| Document Number | 0000079910 |
| Book / Page | 14732 / 1205 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022-0079910 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 88 CENTRAL TER, WYOMING, OH 45215-2628 |
| Investor | Possibly a Property Investor |
| Document Number | 0000079911 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022-0079911 |
| Name | ONY GLO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 88 Central Ter was $21,357, up 2.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,357.00 (+2.15%) | $350,000 (-) Land $100,842 Building $249,158 | |
| 2024 | $20,908.00 (+8.61%) | $350,000 (-) Land $100,842 Building $249,158 | |
| 2023 | $19,250.00 (+23.1%) | $350,000 (+46.52%) Land $100,842 Building $249,158 | $1,000,000 Land $288,120 Building $711,880 |
| 2022 | $15,638.00 Homeowner's exemption | $238,868 Land $69,944 Building $168,924 | |
| 2020 | $682,480 Land $199,840 Building $482,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 88 Central Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Central Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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