768 Cloud Creek Rd, Somers, MT 59932 Property Records

Flathead County property record for 768 Cloud Creek Rd, Somers, MT 59932

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,616 sqft · built 2008
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,643 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0742626`

Property Details

APN / Parcel Number

Primary APN	`R0742626`
Alternative APNs	`07-3834-33-4-01-45-0000` `0000004233`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	616 sqft
Finished Basement	616 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Terrain	Wooded
Parking Spaces	3 Parking Spaces
Deck Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000004233
Street Address	768 CLOUD CREEK RD
City	SOMERS
State	MT
Zip	59932-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33, T27 N, R21 W, C.O.S. 21967-A, ACRES 10, TR 1DC IN L8 & L9
Legal Range	21W
Legal Township	27N
Legal Section	33
Legal Subdivision	CERTIFICATE OF SURVEY NO 21967
Legal Tract	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1014
Census Tract	1402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	768 CLOUD CREEK RD, SOMERS, MT 59932-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Sep 27, 2021	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021
Deed Sale	Sep 27, 2021
Prior Sale	Mar 17, 2006
Deed Document Number	202134465
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	768 CLOUD CREEK RD, SOMERS, MT 59932-9626
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 CLOUD CREEK RD, SOMERS, MT 59932-9626

Mortgage

Document Number	202500021880
Date	Oct 7, 2025
Instrument	202500021880

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	LAKESIDE, MT 59922

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	May 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	768 CLOUD CREEK RD, SOMERS, MT 59932-9626
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007431
Date	Mar 20, 2020
Instrument	202000007431

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 27, 2021
Property Address	768 CLOUD CREEK RD, SOMERS, MT 59932-9626
Document Number	202100034465
Instrument Date	Sep 24, 2021
Instrument	202100034465
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 800, SOMERS, MT 59932-1001

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,643.00 (-7.37%)	$1,053,000 (-)
2025	$3,933.00 (-21.56%)	$1,053,000 (+43.89%)	$1,053,000 (+43.89%) Land $328,300 Building $724,700
2023	$5,014.00	$731,800	$731,800 Land $191,400 Building $540,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Bullitt Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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