7675 State Rte 109, Ottawa, OH 45875 Property Records

Putnam County property record for 7675 State Rte 109, Ottawa, OH 45875

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,220 sqft
Lot Size1.58 acres (68,825 sqft)
OwnerIndividual Name on File
Tax Bill$1,202 (2025)
Deeds & MortgagesMay 2017 Line of Credit
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-004080.0000

Property Details

APN / Parcel Number

Primary APN28-004080.0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
1st Floor Area912 sqft
Upper Floors Area616 sqft
Basement Area820 sqft
Unfinished Basement820 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area68,825 sqft (1.58 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address7675 STATE ROUTE 109
CityOTTAWA
StateOH
Zip45875-9680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1N 7E 03 S (200) LOT 3 W SE EX N (50)
Legal Range7E
Legal Township1N
Legal Section03
Legal Lot Number3
JurisdictionPUTNAM OH
Township / Civil DivisionOTTAWA
Census Block Group1
Census Block1001
Census Tract30301

Owner

Source: Putnam County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7675 STATE ROUTE 109, OTTAWA, OH 45875-9680
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2017Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK OF THE MIDWEST
May 1, 2017Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address7675 STATE ROUTE 109, OTTAWA, OH 45875-9680
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number688/2316
DateMay 9, 2017
Book Page688/2316
Instrument201700001862
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 30, 2032

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Property Address7675 STATE ROUTE 109, OTTAWA, OH 45875-9680
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number688/1761
DateMay 1, 2017
Book Page688/1761
Instrument201700001748
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionOttawa Township
Unified School DistrictMiller City-New Cleveland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,202.00 (+0.75%) Homeowner's exemption$42,470 (+10.83%) Land $7,320 Building $35,150$121,340 (-) Land $20,910 Building $100,430
2023$1,193.00 (-2.37%) Homeowner's exemption Additional exemption filed$38,320 (-) Land $5,590 Building $32,730$121,340 (+10.83%) Land $20,910 Building $100,430
2022$1,222.00 Homeowner's exemption$38,320 Land $5,590 Building $32,730
2020$109,480 Land $15,970 Building $93,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims9 (2007–2013)
Claims Outside the SFHA2 of 9
Most Recent ClaimDec 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Defiance Holdings
Fixed Wireless
500 / 100
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
HDER Link
Fixed Wireless
100 / 100

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