7445 State Rte 109, Ottawa, OH 45875 Property Records

Putnam County property record for 7445 State Rte 109, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,072 sqft · built 1970
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$81,000 (Sep 2007)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-003130.0000`

Property Details

APN / Parcel Number

Primary APN	`28-003130.0000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	2,072 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	7445 STATE ROUTE 109
City	OTTAWA
State	OH
Zip	45875-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 7E 03 LOT 4 SPT NE
Legal Range	7E
Legal Township	1N
Legal Section	03
Legal Lot Number	4
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1001
Census Tract	30301

Owner

Source: Putnam County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7445 STATE ROUTE 109, OTTAWA, OH 45875-9680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 6, 2007 · Amount on Record
Deed Sale	Sep 6, 2007 · Amount on Record
Deed Document Number	20074344
Deed Book / Page	584 / 1129
Record Updated	Sep 20, 2026

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Jul 29, 2022
Property Address	7445 STATE ROUTE 109, OTTAWA, OH 45875-9680
Document Number	00748/1987
Book / Page	748 / 1987
Map Reference	VOL 24 PG 1
Instrument Date	Jul 27, 2022
Instrument	202200003363
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7445 STATE ROUTE 109, OTTAWA, OH 45875-9680

Mortgage

Document Number	202200003364
Date	Jul 29, 2022
Instrument	202200003364

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Unified School District	Miller City-New Cleveland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,619.00 (+2.92%) Homeowner's exemption	$58,030 (-) Land $6,150 Building $51,880	$165,800 (-) Land $17,570 Building $148,230
2024	$1,573.00 (+0.83%) Homeowner's exemption	$58,030 (+20.74%) Land $6,150 Building $51,880
2023	$1,560.00 (+3.04%) Homeowner's exemption Additional exemption filed	$48,060 (-) Land $4,790 Building $43,270	$165,800 (+20.74%) Land $17,570 Building $148,230
2022	$1,514.00	$48,060 Land $4,790 Building $43,270
2020			$137,320 Land $13,690 Building $123,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2007–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Defiance Holdings Fixed Wireless	500 / 100
Benton Ridge Telephone Company Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100