Putnam County property record for 7766 State Rte 109, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 2018 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,936 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-004100.0400 |
| Primary APN | 28-004100.0400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| 1st Floor Area | 1,826 sqft |
| Basement Area | 1,826 sqft |
| Unfinished Basement | 1,826 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7766 STATE ROUTE 109 |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-9814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 7E 03 WMDPT NPT W SE |
| Legal Range | 7E |
| Legal Township | 1N |
| Legal Section | 03 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30301 |
7766 State Rte 109 is owned and occupied by two individuals who acquired it in January 2018.
Source: Putnam County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7766 STATE ROUTE 109, OTTAWA, OH 45875-9814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO |
| Mar 23, 2018 | Deed of Trust, Mortgage · Construction Mortgage STATE BANK & TRUST CO |
| Jan 16, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2018 |
| Transfer Doc | 00695/2161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 7766 STATE ROUTE 109, OTTAWA, OH 45875-9814 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00713/1661 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 713/1661 |
| Instrument | 201900004056 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 7766 STATE ROUTE 109, OTTAWA, OH 45875-9814 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00697/1704 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 697/1704 |
| Instrument | 201800001205 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Jan 16, 2018 |
| Property Address | 7766 STATE ROUTE 109, OTTAWA, OH 45875-9814 |
| Document Number | 00695/2161 |
| Book / Page | 695 / 2161 |
| Map Reference | MB70 PG250 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 201800000201 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7872 STATE ROUTE 109, OTTAWA, OH 45875-9814 |
The 2025 property tax bill for 7766 State Rte 109 was $2,936 with a homeowner's exemption, up 3.2% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Unified School District | Miller City-New Cleveland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,936.00 (+3.16%) Homeowner's exemption | $105,720 (-) Land $7,820 Building $97,900 | $302,050 Land $22,340 Building $279,710 |
| 2024 | $2,846.00 (+0.57%) Homeowner's exemption | $105,720 (+20.81%) Land $7,820 Building $97,900 | |
| 2023 | $2,830.00 (+3.1%) Homeowner's exemption Additional exemption filed | $87,510 (-) Land $5,930 Building $81,580 | $302,050 Land $22,340 Building $279,710 |
| 2022 | $2,745.00 Homeowner's exemption | $87,510 Land $5,930 Building $81,580 | |
| 2020 | $250,030 Land $16,940 Building $233,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7766 State Rte 109 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2007–2013) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7766 State Rte 109 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| HDER Link Fixed Wireless | 100 / 100 |
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