Putnam County property record for 7872 State Rte 109, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,680 sqft · built 1989 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-004100.0100 |
| Primary APN | 28-004100.0100 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Attic | Attic |
| Attic Area | 2,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Pole Barn | 3,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 7872 STATE ROUTE 109 |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-9814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 7E 03 SWPT NPT W SE VAL INCL 28-0041.00.0200 |
| Legal Range | 7E |
| Legal Township | 1N |
| Legal Section | 03 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30301 |
Source: Putnam County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7872 STATE ROUTE 109, OTTAWA, OH 45875-9814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK |
| Sep 4, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage THE FORT JENNINGS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 7872 STATE ROUTE 109, OTTAWA, OH 45875-9814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 724/2355 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 724/2355 |
| Instrument | 202000004446 |
| Name | THE FORT JENNINGS STATE BANK |
|---|---|
| Type | Bank |
| Address | 46844 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 3, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 7872 STATE ROUTE 109, OTTAWA, OH 45875-9814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 724/2343 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 724/2343 |
| Instrument | 202000004445 |
| Name | THE FORT JENNINGS STATE BANK |
|---|---|
| Type | Bank |
| Address | FORT JENNINGS, OH 45844 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 3, 2035 |
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Unified School District | Miller City-New Cleveland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,799.00 (+3.13%) Homeowner's exemption | $100,150 (-) Land $8,840 Building $91,310 | $286,150 (-) Land $25,260 Building $260,890 |
| 2024 | $2,714.00 (+14.9%) Homeowner's exemption | $100,150 (+41.86%) Land $8,840 Building $91,310 | |
| 2023 | $2,362.00 (+6.21%) Homeowner's exemption Additional exemption filed | $70,600 (-) Land $6,600 Building $64,000 | $286,150 (+41.86%) Land $25,260 Building $260,890 |
| 2022 | $2,224.00 Homeowner's exemption | $70,600 Land $6,600 Building $64,000 | |
| 2020 | $201,720 Land $18,860 Building $182,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2007–2013) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Defiance Holdings Fixed Wireless | 500 / 100 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| HDER Link Fixed Wireless | 100 / 100 |
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