7665 Bluff Point Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7665 Bluff Point Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,344 sqft · built 2002
Lot Size	0.063 acres (2,766 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Sep 2024)
Tax Bill	$163 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-300822`

Property Details

APN / Parcel Number

Primary APN	`01-300822`
Alternative APN	`300822`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Total Area
Basement Area	460 sqft
Finished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,766 sqft (0.063 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300822
Street Address	7665 BLUFF POINT LN
City	ELKRIDGE
State	MD
Zip	21075-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 191 2,766 SQ' 7665 BLUFF POINT LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	191
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2047
Census Tract	601203

Owner

Source: Howard County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7665 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 1, 2019	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Book / Page	22486 / 190
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Jun 2, 2026
Property Address	7665 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	2326000332
Book / Page	23263 / 332
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	7665 BLUFF POINT LN, ELKRIDGE, MD 21075-7918

Mortgage

Document Number	2326000332,
Date	Jun 2, 2026
Book Page	23263/332

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7665 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7665 BLUFF POINT LN, ELKRIDGE, MD 21075-7918

Mortgage

Document Number	0213730445
Date	Mar 3, 2022
Book Page	21373/445

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jul 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 1, 2019
Property Address	7665 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	0187530027
Book / Page	018753 / 000027
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7665 BLUFF POINT LN ELKRIDGE MD 210757918, ELKRIDGE, MD 21075-7918

Mortgage

Document Number	187530037
Date	Jul 1, 2019
Book Page	018753/000037

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Mortgage

Document Number	187530054,
Date	Jul 1, 2019
Book Page	018753/000054

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$163.00 (-0.61%)	$357,200 (+6.26%) Land $100,000 Building $257,200	$357,200 (-) Land $100,000 Building $257,200
2025	$164.00 (-94.72%)	$336,167 (+14.3%)	$357,200 (+21.46%) Land $100,000 Building $257,200
2023		$294,100 (+6.52%) Land $70,000 Building $224,100	$294,100 (-) Land $70,000 Building $224,100
2022	$3,108.00 Homeowner's exemption	$276,100	$294,100 Land $70,000 Building $224,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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