7657 Bluff Point Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7657 Bluff Point Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft · built 2001
Lot Size	0.084 acres (3,655 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2015)
Tax Bill	$3,752 (2025)
Deeds & Mortgages	May 2019 Loan Modification Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-297821`

Property Details

APN / Parcel Number

Primary APN	`01-297821`
Alternative APN	`297821`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,655 sqft (0.084 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	297821
Street Address	7657 BLUFF POINT LN
City	ELKRIDGE
State	MD
Zip	21075-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	PAR D 3655 SQ 7657 BLUFF POINT LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	D
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2047
Census Tract	601203

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7657 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Loan Modification, Mortgage WELLS FARGO BK
Mar 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2015 · Amount on Record
Deed Sale	Jun 11, 2015 · Amount on Record
Prior Sale	Oct 6, 2010 · Amount on Record
Deed Book / Page	16251 / 462
Last Transfer Date	Mar 1, 2019
Transfer Doc	0185690005
Record Updated	Sep 20, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOWARD MD
Property Address	7657 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	0187380282
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7657 BLUFF POINT LN ELKRIDGE MD 210757918, ELKRIDGE, MD 21075-7918

Mortgage

Document Number	0187380282
Date	Jun 25, 2019
Book Page	018738/000282

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate	4.75%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 4, 2019
Property Address	7657 BLUFF POINT LN, ELKRIDGE, MD 21075-7918
Document Number	0185690005
Book / Page	018569 / 000005
Instrument Date	Mar 1, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7657 BLUFF POINT LN ELKRIDGE MD 210757918, ELKRIDGE, MD 21075-7918

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,700 (+5.66%) Land $100,000 Building $172,700	$272,700 (-) Land $100,000 Building $172,700
2025	$3,752.00 (+4.98%) Homeowner's exemption	$258,100 (+12.76%)	$272,700 (+19.13%) Land $100,000 Building $172,700
2024	$3,574.00 (+45.28%)
2023		$228,900 Land $70,000 Building $158,900	$228,900 Land $70,000 Building $158,900
2022	$2,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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