Howard County property record for 7677 Bluff Point Ln, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,344 sqft · built 2002 |
| Lot Size | 0.067 acres (2,902 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Sep 2017) |
| Tax Bill | $5,118 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-300792 |
| Primary APN | 01-300792 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Total Area |
| Basement Area | 310 sqft |
| Finished Basement | 310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,902 sqft (0.067 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 300792 |
|---|---|
| Street Address | 7677 BLUFF POINT LN |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-7918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | LOT 188 2,902 SQ' 7677 BLUFF POINT LN NEW COLONY VILLAGE |
| Legal Subdivision | NEW COLONY VILLAGE |
| Legal Lot Number | 188 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 601203 |
7677 Bluff Point Ln is owned by two individuals who bought it in September 2017.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11720 TROTTER CROSSING LN, CLARKSVILLE, MD 21029-1446 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP |
| Sep 27, 2017 | Grant Deed, Transfer · Conventional Mortgage A-Z MTG INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on File |
| Deed Sale | Sep 27, 2017 · Amount on File |
| Prior Sale | Sep 14, 2005 · Amount on File |
| Deed Document Number | 2017830-374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7677 BLUFF POINT LN, ELKRIDGE, MD 21075-7918 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7677 BLUFF POINT LN, ELKRIDGE, MD 21075-7918 |
| Document Number | 0200110129 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 20011/129 |
| Name | IVY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FULTON, MD 20759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 27, 2017 |
| Property Address | 7677 BLUFF POINT LN, ELKRIDGE, MD 21075-7918 |
| Document Number | 0178300374 |
| Book / Page | 017830 / 000374 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7677 BLUFF POINT LN ELKRIDGE MD 210757918, ELKRIDGE, MD 21075-7918 |
| Document Number | 178300381 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 017830/000381 |
| Name | A-Z MTG INC |
|---|---|
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2047 |
The 2026 property tax bill for 7677 Bluff Point Ln was $5,118, up 6.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,118.00 (+6.47%) | $343,600 (+6.32%) Land $100,000 Building $243,600 | $343,600 (-) Land $100,000 Building $243,600 |
| 2025 | $4,807.00 | $323,167 | $343,600 Land $100,000 Building $243,600 |
| 2023 | $282,300 Land $70,000 Building $212,300 | $282,300 Land $70,000 Building $212,300 | |
| 2022 | $3,061.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7677 Bluff Point Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7677 Bluff Point Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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