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7646 Bluff Point Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7646 Bluff Point Ln, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,594 sqft · built 2001
Lot Size0.096 acres (4,187 sqft)
OwnerIndividual Name on Record
Last Sale$397,900 (Sep 2022)
Tax Bill$5,734 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-297813

Property Details

APN / Parcel Number

Primary APN01-297813
Alternative APN
  • 297813

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,594 sqft Total Area
Basement Area607 sqft
Finished Basement607 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,187 sqft (0.096 acres)
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area25 sqft
Deck Area273 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number297813
Street Address7646 BLUFF POINT LN
CityELKRIDGE
StateMD
Zip21075-7927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMH
Legal DescriptionPAR C 4178 SQ 7646 BLUFF POINT LN NEW COLONY VILLAGE
Legal SubdivisionNEW COLONY VILLAGE
Legal Lot NumberC
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group2
Census Block2048
Census Tract601203

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7646 BLUFF POINT LN, ELKRIDGE, MD 21075-7927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2022 · Amount on Record
Deed SaleSep 8, 2022 · Amount on Record
Prior SaleAug 23, 2010 · Amount on Record
Deed Book / Page21708 / 474
Prior Transfer DateMar 28, 2008
Prior Transfer Doc0111760276
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateSep 8, 2022
Property Address7646 BLUFF POINT LN, ELKRIDGE, MD 21075-7927
Document Number0217080474
Book / Page21708 / 474
Map ReferencePL 17327-17345
Instrument DateAug 25, 2022
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,968.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7646 BLUFF POINT LN, ELKRIDGE, MD 21075-7927

Mortgage

Document Number0021708480
DateSep 8, 2022
Instrument21708/480
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,734.00 (+7.28%)$389,700 (+7.06%) Land $100,000 Building $289,700$389,700 (-) Land $100,000 Building $289,700
2025$5,345.00 (+10.21%)$364,000 (+16.44%)$389,700 (+24.66%) Land $100,000 Building $289,700
2024$4,850.00 (+46.44%)
2023$312,600 (+6.25%) Land $70,000 Building $242,600$312,600 (-) Land $70,000 Building $242,600
2022$3,312.00 Homeowner's exemption$294,200$312,600 Land $70,000 Building $242,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
Believe Broadband
Fixed Wireless		500 / 100
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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