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766 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 766 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,583 sqft · built 1998
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on File
Last Sale$213,028 (Dec 1998)
Tax Bill$4,873 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24S-21-1420

Property Details

APN / Parcel Number

Primary APN24S-21-1420

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,583 sqft Living Area
Gross Area1,983 sqft
1st Floor Area1,553 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions49 ft deep x 75 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area73 sqft
Deck Area303 sqft
Patio Area255 sqft
Balcony Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address766 WHISPERING FOREST DR
CityBALLWIN
StateMO
Zip63021-4480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-3
Legal DescriptionWHISPERING WOODS LOT 13
Legal SubdivisionWHISPERING WOODS
Legal Lot Number13
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group1
Census Block1011
Census Tract217944

Owner

766 Whispering Forest Dr is owned by a company that acquired it in August 2013.

Source: St. Louis County records, as of September 29, 2026

Owner of RecordCompany Name on File
Mailing Address766 WHISPERING FOREST DR, BALLWIN, MO 63021-4480
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 1998 · Amount on File
Deed SaleDec 22, 1998 · Amount on File
Deed Document Number1998764
Deed Book / Page1910 / 994
Last Transfer DateAug 14, 2013
Transfer Doc0206450060
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address766 WHISPERING FOREST DR, BALLWIN, MO 63021-4480
Transaction TypeMortgage
Record UpdatedMay 26, 2022
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address766 WHISPERING FOREST DR, BALLWIN, MO 63021-4480

Mortgage

Document Number0244322828
DateNov 12, 2020
Book Page24432/2828
Instrument2020111200458
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 766 Whispering Forest Dr was $4,873, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,740 (-) Land $28,770 Building $52,970$430,200 (-) Land $151,400 Building $278,800
2025$4,873.00 (+0.08%)$81,740 Land $28,770 Building $52,970$430,200 Land $151,400 Building $278,800
2024$4,869.00 (+0.08%)
2023$4,865.00 (+0.91%)$69,620 (+8.02%) Land $19,170 Building $50,450$366,400 Land $100,900 Building $265,500
2022$4,821.00$64,450 Land $19,170 Building $45,280
2021$339,200 Land $100,900 Building $238,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 766 Whispering Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 766 Whispering Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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