770 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 770 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,599 sqft · built 1998
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$245,534 (Dec 1998)
Tax Bill$6,286 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN24S-21-1431

Property Details

APN / Parcel Number

Primary APN24S-21-1431

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,599 sqft Living Area
Gross Area3,026 sqft
1st Floor Area1,197 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions54 ft deep x 68 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Frame Porch
Porch Area382 sqft
Patio Area354 sqft
Balcony Area38 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address770 WHISPERING FOREST DR
CityBALLWIN
StateMO
Zip63021-4480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-3
Legal DescriptionWHISPERING WOODS LOT 14
Legal SubdivisionWHISPERING WOODS
Legal Lot Number14
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group1
Census Block1011
Census Tract217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address770 WHISPERING FOREST DR, BALLWIN, MO 63021-4480
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 1998 · Amount on Record
Deed SaleDec 4, 1998 · Amount on Record
Deed Document Number1998478
Deed Book / Page1881 / 2508
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address770 WHISPERING FOREST DR, BALLWIN, MO 63021-4480
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyELITE TITLE COMPANY INC, ELITE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0249800289
DateJul 12, 2021
Book Page24980/289
Instrument2021071200033
Lender
NameST LOUIS COMMUNITY CU
TypeCredit Union
AddressSAINT LOUIS, MO 63108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueMay 30, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,940 (-) Land $28,500 Building $65,440$494,400 (-) Land $150,000 Building $344,400
2025$6,286.00 (-2.06%)$93,940 (+2.22%) Land $28,500 Building $65,440$494,400 (+2.21%) Land $150,000 Building $344,400
2024$6,418.00 (+0.08%)
2023$6,413.00 (+13.02%)$91,900 (+21.16%) Land $19,000 Building $72,900$483,700 (+21.17%) Land $100,000 Building $383,700
2022$5,674.00$75,850 Land $19,000 Building $56,850
2021$399,200 Land $100,000 Building $299,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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