746 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 746 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,583 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2019)
Tax Bill	$6,575 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1266`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1266`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,583 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	1,197 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 138 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	102 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Balcony Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	746 WHISPERING FOREST DR
City	BALLWIN
State	MO
Zip	63021-4479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 9
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1012
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	746 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Oct 11, 2019	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS
Jun 10, 2019	Warranty Deed, Transfer CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	2019722
Deed Book / Page	23560 / 3193
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	746 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	ARCH CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 WHISPERING FOREST DR, BALLWIN, MO 63021-4479

Mortgage

Document Number	0244625490
Date	Nov 24, 2020
Book Page	24462/5490
Instrument	2020112400168

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	746 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	US TITLE-DES PERES, US TITLE DES PERES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02375203378
Date	Oct 21, 2019
Book Page	23752/03378
Instrument	2019102100545

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	746 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Document Number	0237523378
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	US TITLE-DES PERES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	746 WHISPERING FOREST DR BALLWIN MO 630214479, BALLWIN, MO 63021-4479

Mortgage

Document Number	0237523378
Date	Oct 21, 2019
Book Page	023752/003378
Instrument	545

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 10, 2019
Property Address	746 WHISPERING FOREST DR, BALLWIN, MO 63021-4479
Document Number	0235603193
Book / Page	023560 / 003193
Instrument Date	Mar 9, 2019
Instrument	722
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	US TITLE-MEHLVILLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	746 WHISPERING FOREST DR BALLWIN MO 630214479, BALLWIN, MO 63021-4479

Mortgage

Document Number	235603198
Date	Jun 10, 2019
Book Page	023560/003198
Instrument	723

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,060 (-) Land $31,500 Building $64,560	$505,600 (-) Land $165,800 Building $339,800
2025	$6,575.00 (+8.7%)	$96,060 (+10.94%) Land $31,500 Building $64,560	$505,600 (+10.95%) Land $165,800 Building $339,800
2024	$6,049.00 (+0.08%)
2023	$6,044.00 (+12.61%)	$86,590 (+20.68%) Land $21,000 Building $65,590	$455,700 (+20.68%) Land $110,500 Building $345,200
2022	$5,367.00	$71,750 Land $21,000 Building $50,750
2021			$377,600 Land $110,500 Building $267,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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