773 Whispering Forest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 773 Whispering Forest Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,920 sqft · built 1999
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$282,086 (Jan 1999)
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24S-12-0625`

Property Details

APN / Parcel Number

Primary APN	`24S-12-0625`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,900 sqft
Basement Area	1,200 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	117 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	42 sqft
Deck Area	240 sqft
Patio Area	390 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	773 WHISPERING FOREST DR
City	BALLWIN
State	MO
Zip	63021-4482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 19
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	19
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1011
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	773 WHISPERING FOREST DR, BALLWIN, MO 63021-4482
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit LINDELL BANK & TRUST CO
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES NATIONAL BANK NA
Dec 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 1999 · Amount on Record
Deed Sale	Jan 5, 1999 · Amount on Record
Deed Document Number	1999543
Deed Book / Page	1926 / 2854
Last Transfer Date	Dec 4, 2019
Transfer Doc	0238130117
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	773 WHISPERING FOREST DR, BALLWIN, MO 63021-4482
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 WHISPERING FOREST DR, BALLWIN, MO 63021-4482

Mortgage

Document Number	2022120900016
Date	Dec 9, 2022
Instrument	2022120900016

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank
Address	BALLWIN, MO 63021

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	773 WHISPERING FOREST DR, BALLWIN, MO 63021-4482
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 WHISPERING FOREST DR, BALLWIN, MO 63021-4482

Mortgage

Document Number	0250940639
Date	Sep 7, 2021
Book Page	25094/639
Instrument	2021090700071

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	63864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 10, 2019
Property Address	773 WHISPERING FOREST DR, BALLWIN, MO 63021-4482
Document Number	0238130117
Book / Page	023813 / 000117
Instrument Date	Dec 4, 2019
Instrument	122
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	773 WHISPERING FOREST DR BALLWIN MO 630214482, BALLWIN, MO 63021-4482

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,430 (-) Land $34,390 Building $60,040	$497,000 (-) Land $181,000 Building $316,000
2025	$5,968.00 (+0.07%)	$94,430 (+10.6%) Land $34,390 Building $60,040	$497,000 (+10.59%) Land $181,000 Building $316,000
2024	$5,964.00 (+0.07%)
2023	$5,960.00 (+9.42%)	$85,380 (+17.25%) Land $22,930 Building $62,450	$449,400 (+17.24%) Land $120,700 Building $328,700
2022	$5,447.00	$72,820 Land $22,930 Building $49,890
2021			$383,300 Land $120,700 Building $262,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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