7653 Bluff Point Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7653 Bluff Point Ln, Denver, NC 28037

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,612 sqft · built 2002
Lot Size0.034 acres (1,481 sqft)
Owner2 Individual Names on Record
Last Sale$204,000 (Dec 2020)
Tax Bill$1,714 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN4602-51-5722

Property Details

APN / Parcel Number

Primary APN4602-51-5722
Alternative APNs
  • 460204515722
  • 282268
  • 76280

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,612 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,481 sqft (0.034 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number282268
Street Address7653 BLUFF POINT LN
CityDENVER
StateNC
Zip28037-7549
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeELDD PD-MU
Legal Description#12 BLDG #28 UNIT W-SIDE
Legal SubdivisionWATERSIDE CROSSING TOWNHOMES
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2014
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7653 BLUFF POINT LN, DENVER, NC 28037-7549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 7, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Prior SaleSep 30, 2015 · Amount on Record
Deed Document Number2020622119
Deed Book / Page2987 / 573
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateDec 21, 2020
Property Address7653 BLUFF POINT LN, DENVER, NC 28037-7549
Document Number2987573
Book / Page2987 / 573
Map ReferenceMB 11 PG 385
Instrument DateDec 21, 2020
Instrument622119
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$408.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3829 MARIETTA PL, 3829, DENVER, NC 28037-0359

Transferred To (Grantee/Buyer)

NameVerified Name
Address7653 BLUFF POINT LN, DENVER, NC 28037-7549

Mortgage

Document Number622120
DateDec 21, 2020
Instrument622120
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7653 BLUFF POINT LN, DENVER, NC 28037-7549
Document Number2824802
Instrument DateJun 7, 2019
Transaction TypeMortgage
Record UpdatedJul 2, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7653 BLUFF POINT LN DENVER NC 280377549, DENVER, NC 28037-7549

Mortgage

Document Number2824802
DateJun 18, 2019
Book Page002824/000802
Instrument593946
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,714.00 (+1.6%)$260,684 (-) Land $27,000 Building $233,684$260,684 (-) Land $27,000 Building $233,684
2023$1,687.00$260,684 Land $27,000 Building $233,684$260,684 Land $27,000 Building $233,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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