7645 Bluff Point Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7645 Bluff Point Ln, Denver, NC 28037 · Last verified November 2023

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,716 sqft · built 2001
Lot Size	0.033 acres (1,481 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2021)
Tax Bill	$1,721 (2023)
Deeds & Mortgages	Aug 2023 Transfer Nov 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4602-51-4622`

Property Details

APN / Parcel Number

Primary APN	`4602-51-4622`
Alternative APNs	`460204514622` `288149` `76534`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,716 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,481 sqft (0.033 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	288149
Old Parcel Number	460204514622
Street Address	7645 BLUFF POINT LN
City	DENVER
State	NC
Zip	28037-7549
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	#11 BLDG #32 UNIT W-SIDE
Legal Subdivision	WATERSIDE XING TWNHMS PH 02
Legal Block	51
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2014
Census Tract	71102

Owner

Source: Lincoln County records · APN 4602-51-4622

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6035 DURANGO WAY, DENVER, NC 28037-1423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Intrafamily Transfer, Transfer
Nov 12, 2021	Warranty Deed, Transfer · Line of Credit DOOLIN SECURITY SAVINGS BANK FSB
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	3106849
Deed Book / Page	3106 / 849
Last Transfer Date	Aug 31, 2023
Transfer Doc	0003273723
Record Updated	Jun 07, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Aug 31, 2023
Property Address	7645 BLUFF POINT LN, DENVER, NC 28037-7549
Document Number	0003273723
Book / Page	3273 / 723
Map Reference	MB 11 PG 167
Instrument Date	Aug 31, 2023
Instrument	671405
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7645 BLUFF POINT LN, DENVER, NC 28037-7549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6035 DURANGO WAY, DENVER, NC 28037-1423

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 12, 2021
Property Address	7645 BLUFF POINT LN, DENVER, NC 28037-7549
Document Number	3106849
Book / Page	3106 / 849
Map Reference	MB 11 PG 167
Instrument Date	Nov 12, 2021
Instrument	642554
Transaction Type	Transfer
Record Updated	Dec 01, 2021
Title Company	ABSOLUTE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 WEXFORD BAYNE RD, 750, WEXFORD, PA 15090-7520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 BLUFF POINT LN, DENVER, NC 28037-7549

Mortgage

Document Number	642555
Date	Nov 12, 2021
Instrument	642555

Lender

Name	DOOLIN SECURITY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7645 BLUFF POINT LN, DENVER, NC 28037-7549
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2976227
Date	Nov 19, 2020
Book Page	2976/227
Instrument	620220

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 10, 2018
Property Address	7645 BLUFF POINT LN, DENVER, NC 28037-7549
Document Number	2762204
Book / Page	002762 / 000204
Instrument Date	Aug 10, 2018
Instrument	581786
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7645 BLUFF POINT LN DENVER NC 280377549, DENVER, NC 28037-7549

Mortgage

Document Number	2762206
Date	Aug 10, 2018
Book Page	002762/000206

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,721.00	$266,364 Land $27,000 Building $239,364	$266,364 Land $27,000 Building $239,364

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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